Bank Comparison
Artisans' Bank vs U.S. Bank Trust N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 10
winning metrics across 14 comparable rows
Capital adequacy
| Metric | Artisans' Bank | U.S. Bank Trust N.A. |
|---|---|---|
| CET1 Ratio | 13.08% | — |
| Tier 1 Capital Ratio | 13.08% | — |
| Total Capital Ratio | 14.00% | — |
| Tier 1 Leverage Ratio | 10.32% | 99.25% |
| Equity / Assets | 9.33% | 97.90% |
Profitability
| Metric | Artisans' Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.40% | 7.32% |
| Return on Equity (ROE) | 4.37% | 7.44% |
| Net Interest Margin (NIM) | 3.20% | 3.79% |
| Yield on Earning Assets | 4.99% | 3.79% |
| Cost of Funds | 1.92% | — |
Asset quality
| Metric | Artisans' Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Texas Ratio | 3.81% | 0.00% |
| Non-Performing Loan Ratio | 0.48% | — |
| Non-Performing Asset Ratio | 0.38% | 0.00% |
| Net Charge-Off Ratio | 0.01% | — |
| ACL / Loans | 0.98% | — |
Balance sheet
| Metric | Artisans' Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Total Assets | $719,636K | $929,662K |
| Total Deposits | $644,979K | $0 |
| Total Loans | $516,021K | $0 |
| Total Equity | $67,154K | $910,169K |
| Net Income (quarter) | $731 | $16,773K |
Liquidity & funding
| Metric | Artisans' Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 80.01% | — |
| Core Deposit Ratio | 91.77% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Artisans' Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Headquarters City | WILMINGTON | WILMINGTON |
| Headquarters State | DE | DE |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | — |
| Regulator | FDIC | — |
| Domestic Branches | 13 | — |
| Employees (FTE) | 119 | 5 |
| Established | Feb. 28, 1861, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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