Bank Comparison
Artisans' Bank vs Wilmington Trust, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 17
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Artisans' Bank | Wilmington Trust, N.A. |
|---|---|---|
| CET1 Ratio | 13.08% | 273.94% |
| Tier 1 Capital Ratio | 13.08% | 273.94% |
| Total Capital Ratio | 14.00% | 274.08% |
| Tier 1 Leverage Ratio | 10.32% | 86.88% |
| Equity / Assets | 9.33% | 88.62% |
Profitability
| Metric | Artisans' Bank | Wilmington Trust, N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.40% | 0.16% |
| Return on Equity (ROE) | 4.37% | 0.18% |
| Net Interest Margin (NIM) | 3.20% | 5.62% |
| Yield on Earning Assets | 4.99% | 5.66% |
| Cost of Funds | 1.92% | 0.24% |
Asset quality
| Metric | Artisans' Bank | Wilmington Trust, N.A. |
|---|---|---|
| Texas Ratio | 3.81% | 0.25% |
| Non-Performing Loan Ratio | 0.48% | 6.58% |
| Non-Performing Asset Ratio | 0.38% | 0.22% |
| Net Charge-Off Ratio | 0.01% | -0.44% |
| ACL / Loans | 0.98% | 1.38% |
Balance sheet
| Metric | Artisans' Bank | Wilmington Trust, N.A. |
|---|---|---|
| Total Assets | $719,636K | $759,503K |
| Total Deposits | $644,979K | $4,991K |
| Total Loans | $516,021K | $25,350K |
| Total Equity | $67,154K | $673,101K |
| Net Income (quarter) | $731 | $302 |
Liquidity & funding
| Metric | Artisans' Bank | Wilmington Trust, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 80.01% | 507.91% |
| Core Deposit Ratio | 91.77% | 100.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Artisans' Bank | Wilmington Trust, N.A. |
|---|---|---|
| Headquarters City | WILMINGTON | WILMINGTON |
| Headquarters State | DE | DE |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 22859 |
| Regulator | FDIC | OCC |
| Domestic Branches | 13 | 43 |
| Employees (FTE) | 119 | 909 |
| Established | Feb. 28, 1861, midnight | Oct. 2, 1995, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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