Bank Comparison
Arundel Bank vs Piermont Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Arundel Bank | Piermont Bank |
|---|---|---|
| CET1 Ratio | — | 12.03% |
| Tier 1 Capital Ratio | — | 18.57% |
| Total Capital Ratio | — | 19.40% |
| Tier 1 Leverage Ratio | 14.99% | 12.63% |
| Equity / Assets | 13.57% | 12.54% |
Profitability
| Metric | Arundel Bank | Piermont Bank |
|---|---|---|
| Return on Assets (ROA) | 0.07% | -1.93% |
| Return on Equity (ROE) | 0.48% | -15.97% |
| Net Interest Margin (NIM) | 2.32% | 2.11% |
| Yield on Earning Assets | 4.37% | 4.53% |
| Cost of Funds | 2.35% | 2.79% |
Asset quality
| Metric | Arundel Bank | Piermont Bank |
|---|---|---|
| Texas Ratio | 3.10% | 2.57% |
| Non-Performing Loan Ratio | 0.42% | 0.53% |
| Non-Performing Asset Ratio | 0.39% | 0.34% |
| Net Charge-Off Ratio | 0.00% | -0.02% |
| ACL / Loans | 0.59% | 0.92% |
Balance sheet
| Metric | Arundel Bank | Piermont Bank |
|---|---|---|
| Total Assets | $474,117K | $474,367K |
| Total Deposits | $361,186K | $365,130K |
| Total Loans | $370,279K | $304,653K |
| Total Equity | $64,323K | $59,483K |
| Net Income (quarter) | $78 | $-2,425 |
Liquidity & funding
| Metric | Arundel Bank | Piermont Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 102.52% | 83.44% |
| Core Deposit Ratio | 85.71% | 93.65% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Arundel Bank | Piermont Bank |
|---|---|---|
| Headquarters City | GLEN BURNIE | NEW YORK |
| Headquarters State | MD | NY |
| Asset Tier | 5: $100M-1B | 5: $100M-1B |
| Charter Class | 702349 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 5 | 1 |
| Employees (FTE) | 62 | 47 |
| Established | Jan. 1, 1906, midnight | July 1, 2019, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of March 31, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Arundel Bank profile | View full Piermont Bank profile | Browse all bank comparisons