Bank Comparison
Associated Bank, N.A. vs Raymond James Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 14
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Associated Bank, N.A. | Raymond James Bank |
|---|---|---|
| CET1 Ratio | 10.52% | 14.52% |
| Tier 1 Capital Ratio | 10.52% | 14.52% |
| Total Capital Ratio | 12.41% | 15.78% |
| Tier 1 Leverage Ratio | 8.57% | 8.12% |
| Equity / Assets | 10.61% | 7.18% |
Profitability
| Metric | Associated Bank, N.A. | Raymond James Bank |
|---|---|---|
| Return on Assets (ROA) | 1.08% | 1.60% |
| Return on Equity (ROE) | 10.10% | 21.83% |
| Net Interest Margin (NIM) | 3.00% | 3.24% |
| Yield on Earning Assets | 5.14% | 4.67% |
| Cost of Funds | 2.21% | 1.54% |
Asset quality
| Metric | Associated Bank, N.A. | Raymond James Bank |
|---|---|---|
| Texas Ratio | 3.75% | 4.35% |
| Non-Performing Loan Ratio | 0.37% | 0.43% |
| Non-Performing Asset Ratio | 0.33% | 0.35% |
| Net Charge-Off Ratio | 0.07% | 0.00% |
| ACL / Loans | 1.21% | 1.03% |
Balance sheet
| Metric | Associated Bank, N.A. | Raymond James Bank |
|---|---|---|
| Total Assets | $45,537M | $45,736M |
| Total Deposits | $35,800M | $41,632M |
| Total Loans | $31,885M | $36,898M |
| Total Equity | $4,831M | $3,285M |
| Net Income (quarter) | $121,595K | $176,069K |
Liquidity & funding
| Metric | Associated Bank, N.A. | Raymond James Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 89.06% | 88.63% |
| Core Deposit Ratio | 97.33% | 98.65% |
| Uninsured Deposit Ratio | 49.44% | 8.66% |
Identity
| Metric | Associated Bank, N.A. | Raymond James Bank |
|---|---|---|
| Headquarters City | GREEN BAY | SAINT PETERSBURG |
| Headquarters State | WI | FL |
| Asset Tier | Regional | Regional |
| Charter Class | 23695 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 218 | 1 |
| Employees (FTE) | 3,933 | 385 |
| Established | Jan. 1, 1874, midnight | May 6, 1994, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Associated Bank, N.A. profile | View full Raymond James Bank profile | Browse all bank comparisons