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Bank Comparison

Bank Iowa vs John Marshall Bank

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Bank Iowa

RSSD 187947 · WEST DES MOINES, IA

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vs

12 · 12

winning metrics across 24 comparable rows

John Marshall Bank

RSSD 3419416 · RESTON, VA

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Capital adequacy

MetricBank IowaJohn Marshall Bank
CET1 Ratio 10.49% 15.38%
Tier 1 Capital Ratio 10.49% 15.38%
Total Capital Ratio 11.69% 16.48%
Tier 1 Leverage Ratio 8.85% 12.60%
Equity / Assets 8.19% 12.23%

Profitability

MetricBank IowaJohn Marshall Bank
Return on Assets (ROA) 1.24% 1.12%
Return on Equity (ROE) 15.28% 9.22%
Net Interest Margin (NIM) 3.55% 2.88%
Yield on Earning Assets 5.52% 4.97%
Cost of Funds 2.10% 2.39%

Asset quality

MetricBank IowaJohn Marshall Bank
Texas Ratio 13.86% 0.33%
Non-Performing Loan Ratio 1.57% 0.05%
Non-Performing Asset Ratio 1.21% 0.04%
Net Charge-Off Ratio 0.06% -0.01%
ACL / Loans 1.33% 1.01%

Balance sheet

MetricBank IowaJohn Marshall Bank
Total Assets $2,348M $2,348M
Total Deposits $1,968M $1,992M
Total Loans $1,802M $1,973M
Total Equity $192,312K $287,307K
Net Income (quarter) $7,406K $6,571K

Liquidity & funding

MetricBank IowaJohn Marshall Bank
Loan-to-Deposit Ratio 91.56% 99.04%
Core Deposit Ratio 89.00% 82.93%
Uninsured Deposit Ratio 37.05% 44.53%

Identity

MetricBank IowaJohn Marshall Bank
Headquarters City WEST DES MOINES RESTON
Headquarters State IA VA
Asset Tier Large Large
Charter Class 0 0
Regulator FED FED
Domestic Branches 25 8
Employees (FTE) 283 139
Established March 7, 1923, midnight April 17, 2006, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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