Bank Comparison
Bank of America California, N.A. vs Popular Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 11
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Bank of America California, N.A. | Popular Bank |
|---|---|---|
| CET1 Ratio | 37.26% | 14.24% |
| Tier 1 Capital Ratio | 37.26% | 14.24% |
| Total Capital Ratio | 37.55% | 15.07% |
| Tier 1 Leverage Ratio | 12.41% | 11.48% |
| Equity / Assets | 12.65% | 14.22% |
Profitability
| Metric | Bank of America California, N.A. | Popular Bank |
|---|---|---|
| Return on Assets (ROA) | 0.73% | 0.98% |
| Return on Equity (ROE) | 5.89% | 7.01% |
| Net Interest Margin (NIM) | 1.77% | 3.12% |
| Yield on Earning Assets | 3.51% | 5.53% |
| Cost of Funds | 2.01% | 2.71% |
Asset quality
| Metric | Bank of America California, N.A. | Popular Bank |
|---|---|---|
| Texas Ratio | 3.48% | 5.32% |
| Non-Performing Loan Ratio | 0.67% | 0.85% |
| Non-Performing Asset Ratio | 0.44% | 0.66% |
| Net Charge-Off Ratio | 0.00% | 0.04% |
| ACL / Loans | 0.14% | 0.79% |
Balance sheet
| Metric | Bank of America California, N.A. | Popular Bank |
|---|---|---|
| Total Assets | $15,126M | $14,953M |
| Total Deposits | $12,639M | $12,230M |
| Total Loans | $9,745M | $11,615M |
| Total Equity | $1,914M | $2,125M |
| Net Income (quarter) | $28,000K | $36,965K |
Liquidity & funding
| Metric | Bank of America California, N.A. | Popular Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 77.10% | 94.97% |
| Core Deposit Ratio | 96.04% | 88.63% |
| Uninsured Deposit Ratio | 5.95% | 32.49% |
Identity
| Metric | Bank of America California, N.A. | Popular Bank |
|---|---|---|
| Headquarters City | SAN FRANCISCO | NEW YORK |
| Headquarters State | CA | NY |
| Asset Tier | Regional | Regional |
| Charter Class | 24077 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 1 | 38 |
| Employees (FTE) | 0 | 795 |
| Established | May 18, 1984, midnight | Jan. 2, 1999, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bank of America California, N.A. profile | View full Popular Bank profile | Browse all bank comparisons