Bank Comparison
Bank of Clarks vs Gn Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 7
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Bank of Clarks | Gn Bank |
|---|---|---|
| CET1 Ratio | 11.31% | — |
| Tier 1 Capital Ratio | 11.31% | — |
| Total Capital Ratio | 12.56% | — |
| Tier 1 Leverage Ratio | 9.29% | 15.07% |
| Equity / Assets | 9.40% | 14.35% |
Profitability
| Metric | Bank of Clarks | Gn Bank |
|---|---|---|
| Return on Assets (ROA) | 0.25% | -0.79% |
| Return on Equity (ROE) | 2.71% | -5.48% |
| Net Interest Margin (NIM) | 4.37% | 4.05% |
| Yield on Earning Assets | 6.51% | 4.99% |
| Cost of Funds | 2.13% | 1.07% |
Asset quality
| Metric | Bank of Clarks | Gn Bank |
|---|---|---|
| Texas Ratio | 9.70% | 31.27% |
| Non-Performing Loan Ratio | 1.32% | 10.65% |
| Non-Performing Asset Ratio | 1.00% | 4.58% |
| Net Charge-Off Ratio | 0.02% | 3.28% |
| ACL / Loans | 1.55% | 0.93% |
Balance sheet
| Metric | Bank of Clarks | Gn Bank |
|---|---|---|
| Total Assets | $61,329K | $61,515K |
| Total Deposits | $49,124K | $52,547K |
| Total Loans | $46,472K | $26,470K |
| Total Equity | $5,765K | $8,828K |
| Net Income (quarter) | $39 | $-125 |
Liquidity & funding
| Metric | Bank of Clarks | Gn Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 94.60% | 50.37% |
| Core Deposit Ratio | 92.32% | 95.12% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Clarks | Gn Bank |
|---|---|---|
| Headquarters City | CLARKS | CHICAGO |
| Headquarters State | NE | IL |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 703395 |
| Regulator | FDIC | OCC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 15 | 11 |
| Established | Feb. 15, 1937, midnight | Jan. 1, 1934, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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