Bank Comparison
Bank of Dickson vs Newport Federal Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
16 · 3
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Bank of Dickson | Newport Federal Bank |
|---|---|---|
| CET1 Ratio | — | 22.25% |
| Tier 1 Capital Ratio | — | 22.25% |
| Total Capital Ratio | — | 23.50% |
| Tier 1 Leverage Ratio | 11.65% | 10.59% |
| Equity / Assets | 9.91% | 8.33% |
Profitability
| Metric | Bank of Dickson | Newport Federal Bank |
|---|---|---|
| Return on Assets (ROA) | 0.78% | 0.79% |
| Return on Equity (ROE) | 7.98% | 9.41% |
| Net Interest Margin (NIM) | 3.39% | 2.71% |
| Yield on Earning Assets | 4.51% | 4.29% |
| Cost of Funds | 1.24% | 1.73% |
Asset quality
| Metric | Bank of Dickson | Newport Federal Bank |
|---|---|---|
| Texas Ratio | 1.37% | 2.43% |
| Non-Performing Loan Ratio | 0.24% | 0.47% |
| Non-Performing Asset Ratio | 0.14% | 0.22% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.05% | 1.25% |
Balance sheet
| Metric | Bank of Dickson | Newport Federal Bank |
|---|---|---|
| Total Assets | $284,652K | $280,207K |
| Total Deposits | $255,104K | $253,749K |
| Total Loans | $172,542K | $129,866K |
| Total Equity | $28,208K | $23,334K |
| Net Income (quarter) | $561 | $550 |
Liquidity & funding
| Metric | Bank of Dickson | Newport Federal Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 67.64% | 51.18% |
| Core Deposit Ratio | 91.80% | 80.58% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Dickson | Newport Federal Bank |
|---|---|---|
| Headquarters City | DICKSON | NEWPORT |
| Headquarters State | TN | TN |
| Asset Tier | Small | Small |
| Charter Class | 0 | 702892 |
| Regulator | FDIC | OCC |
| Domestic Branches | 4 | 2 |
| Employees (FTE) | 50 | 34 |
| Established | May 26, 1954, midnight | Aug. 1, 1934, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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