Bank Comparison
Bank of Dickson vs Republic Bank of Arizona
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 13
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Bank of Dickson | Republic Bank of Arizona |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.65% | 11.62% |
| Equity / Assets | 9.91% | 11.22% |
Profitability
| Metric | Bank of Dickson | Republic Bank of Arizona |
|---|---|---|
| Return on Assets (ROA) | 0.78% | 1.60% |
| Return on Equity (ROE) | 7.98% | 14.59% |
| Net Interest Margin (NIM) | 3.39% | 4.62% |
| Yield on Earning Assets | 4.51% | 6.55% |
| Cost of Funds | 1.24% | 2.11% |
Asset quality
| Metric | Bank of Dickson | Republic Bank of Arizona |
|---|---|---|
| Texas Ratio | 1.37% | 0.72% |
| Non-Performing Loan Ratio | 0.24% | 0.11% |
| Non-Performing Asset Ratio | 0.14% | 0.09% |
| Net Charge-Off Ratio | 0.00% | -0.02% |
| ACL / Loans | 1.05% | 1.09% |
Balance sheet
| Metric | Bank of Dickson | Republic Bank of Arizona |
|---|---|---|
| Total Assets | $284,652K | $284,250K |
| Total Deposits | $255,104K | $240,971K |
| Total Loans | $172,542K | $223,962K |
| Total Equity | $28,208K | $31,892K |
| Net Income (quarter) | $561 | $1,137K |
Liquidity & funding
| Metric | Bank of Dickson | Republic Bank of Arizona |
|---|---|---|
| Loan-to-Deposit Ratio | 67.64% | 92.94% |
| Core Deposit Ratio | 91.80% | 89.45% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Dickson | Republic Bank of Arizona |
|---|---|---|
| Headquarters City | DICKSON | PHOENIX |
| Headquarters State | TN | AZ |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 4 |
| Employees (FTE) | 50 | 38 |
| Established | May 26, 1954, midnight | April 30, 2007, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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