Bank Comparison
Bank of Holyrood, the vs Boonville Federal Savings Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 8
winning metrics across 22 comparable rows
Capital adequacy
| Metric | Bank of Holyrood, the | Boonville Federal Savings Bank |
|---|---|---|
| CET1 Ratio | 27.13% | 15.74% |
| Tier 1 Capital Ratio | 27.13% | 15.74% |
| Total Capital Ratio | 28.39% | 16.98% |
| Tier 1 Leverage Ratio | 17.54% | 8.75% |
| Equity / Assets | 15.46% | 8.93% |
Profitability
| Metric | Bank of Holyrood, the | Boonville Federal Savings Bank |
|---|---|---|
| Return on Assets (ROA) | 1.07% | 0.39% |
| Return on Equity (ROE) | 6.64% | 4.54% |
| Net Interest Margin (NIM) | 3.50% | 3.40% |
| Yield on Earning Assets | 5.13% | 6.12% |
| Cost of Funds | 1.91% | 2.93% |
Asset quality
| Metric | Bank of Holyrood, the | Boonville Federal Savings Bank |
|---|---|---|
| Texas Ratio | 12.93% | 8.45% |
| Non-Performing Loan Ratio | 3.14% | 0.67% |
| Non-Performing Asset Ratio | 2.12% | 0.48% |
| Net Charge-Off Ratio | 0.83% | 0.02% |
| ACL / Loans | 1.65% | 1.04% |
Balance sheet
| Metric | Bank of Holyrood, the | Boonville Federal Savings Bank |
|---|---|---|
| Total Assets | $69,263K | $69,483K |
| Total Deposits | $58,329K | $51,325K |
| Total Loans | $39,730K | $49,659K |
| Total Equity | $10,705K | $6,208K |
| Net Income (quarter) | $177 | $70 |
Liquidity & funding
| Metric | Bank of Holyrood, the | Boonville Federal Savings Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 68.11% | 96.75% |
| Core Deposit Ratio | 95.94% | 85.66% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Holyrood, the | Boonville Federal Savings Bank |
|---|---|---|
| Headquarters City | HOLYROOD | BOONVILLE |
| Headquarters State | KS | IN |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 9 | 14 |
| Established | Jan. 1, 1887, midnight | Jan. 1, 1917, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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