Bank Comparison
Bank of New York Mellon, the vs Morgan Stanley Private Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 10
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Bank of New York Mellon, the | Morgan Stanley Private Bank, N.A. |
|---|---|---|
| CET1 Ratio | 14.38% | 27.14% |
| Tier 1 Capital Ratio | 14.38% | 27.14% |
| Total Capital Ratio | 14.59% | 27.68% |
| Tier 1 Leverage Ratio | 6.12% | 7.04% |
| Equity / Assets | 6.23% | 7.63% |
Profitability
| Metric | Bank of New York Mellon, the | Morgan Stanley Private Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.49% | 1.15% |
| Return on Equity (ROE) | 18.64% | 16.40% |
| Net Interest Margin (NIM) | 1.66% | 1.77% |
| Yield on Earning Assets | 5.99% | 4.18% |
| Cost of Funds | 3.77% | 2.67% |
Asset quality
| Metric | Bank of New York Mellon, the | Morgan Stanley Private Bank, N.A. |
|---|---|---|
| Texas Ratio | 0.81% | 4.28% |
| Non-Performing Loan Ratio | 0.29% | 0.42% |
| Non-Performing Asset Ratio | 0.04% | 0.33% |
| Net Charge-Off Ratio | -0.12% | 0.02% |
| ACL / Loans | 0.35% | 0.20% |
Balance sheet
| Metric | Bank of New York Mellon, the | Morgan Stanley Private Bank, N.A. |
|---|---|---|
| Total Assets | $467,349M | $241,388M |
| Total Deposits | $419,724M | $205,802M |
| Total Loans | $60,448M | $178,309M |
| Total Equity | $29,100M | $18,425M |
| Net Income (quarter) | $1,373M | $741,000K |
Liquidity & funding
| Metric | Bank of New York Mellon, the | Morgan Stanley Private Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 14.40% | 86.64% |
| Core Deposit Ratio | 71.97% | 99.26% |
| Uninsured Deposit Ratio | 71.68% | 18.91% |
Identity
| Metric | Bank of New York Mellon, the | Morgan Stanley Private Bank, N.A. |
|---|---|---|
| Headquarters City | NEW YORK | PURCHASE |
| Headquarters State | NY | NY |
| Asset Tier | National | National |
| Charter Class | 0 | 24981 |
| Regulator | FED | OCC |
| Domestic Branches | 9 | 1 |
| Employees (FTE) | 39,226 | 1,308 |
| Established | Jan. 1, 1784, midnight | Aug. 12, 1996, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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