Bank Comparison
Bank of Rantoul vs Sundance State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 10
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Bank of Rantoul | Sundance State Bank |
|---|---|---|
| CET1 Ratio | — | 15.39% |
| Tier 1 Capital Ratio | — | 15.39% |
| Total Capital Ratio | — | 16.64% |
| Tier 1 Leverage Ratio | 10.72% | 11.25% |
| Equity / Assets | 9.33% | 10.57% |
Profitability
| Metric | Bank of Rantoul | Sundance State Bank |
|---|---|---|
| Return on Assets (ROA) | 1.87% | 1.71% |
| Return on Equity (ROE) | 19.88% | 16.57% |
| Net Interest Margin (NIM) | 3.29% | 4.00% |
| Yield on Earning Assets | 5.04% | 5.60% |
| Cost of Funds | 1.89% | 1.69% |
Asset quality
| Metric | Bank of Rantoul | Sundance State Bank |
|---|---|---|
| Texas Ratio | 0.00% | 4.03% |
| Non-Performing Loan Ratio | 0.00% | 0.75% |
| Non-Performing Asset Ratio | 0.00% | 0.47% |
| Net Charge-Off Ratio | -0.03% | -0.02% |
| ACL / Loans | 1.91% | 1.59% |
Balance sheet
| Metric | Bank of Rantoul | Sundance State Bank |
|---|---|---|
| Total Assets | $283,562K | $283,631K |
| Total Deposits | $225,204K | $248,482K |
| Total Loans | $102,624K | $177,522K |
| Total Equity | $26,450K | $29,973K |
| Net Income (quarter) | $1,332K | $1,217K |
Liquidity & funding
| Metric | Bank of Rantoul | Sundance State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 45.57% | 71.44% |
| Core Deposit Ratio | 88.44% | 87.30% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Rantoul | Sundance State Bank |
|---|---|---|
| Headquarters City | RANTOUL | SUNDANCE |
| Headquarters State | IL | WY |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 2 | 2 |
| Employees (FTE) | 26 | 35 |
| Established | Nov. 25, 1920, midnight | Jan. 1, 1895, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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