Bank Comparison
Bank of Tampa, the vs Banknewport
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 10
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Bank of Tampa, the | Banknewport |
|---|---|---|
| CET1 Ratio | 14.81% | 12.76% |
| Tier 1 Capital Ratio | 14.81% | 12.76% |
| Total Capital Ratio | 16.06% | 13.59% |
| Tier 1 Leverage Ratio | 10.82% | 10.83% |
| Equity / Assets | 9.30% | 10.02% |
Profitability
| Metric | Bank of Tampa, the | Banknewport |
|---|---|---|
| Return on Assets (ROA) | 1.20% | 0.53% |
| Return on Equity (ROE) | 12.89% | 5.27% |
| Net Interest Margin (NIM) | 3.53% | 3.17% |
| Yield on Earning Assets | 4.52% | 5.25% |
| Cost of Funds | 1.08% | 2.24% |
Asset quality
| Metric | Bank of Tampa, the | Banknewport |
|---|---|---|
| Texas Ratio | 3.20% | 5.60% |
| Non-Performing Loan Ratio | 0.50% | 0.74% |
| Non-Performing Asset Ratio | 0.32% | 0.60% |
| Net Charge-Off Ratio | 0.02% | 0.02% |
| ACL / Loans | 1.37% | 0.85% |
Balance sheet
| Metric | Bank of Tampa, the | Banknewport |
|---|---|---|
| Total Assets | $3,065M | $3,068M |
| Total Deposits | $2,759M | $2,456M |
| Total Loans | $1,969M | $2,489M |
| Total Equity | $285,031K | $307,459K |
| Net Income (quarter) | $9,155K | $4,014K |
Liquidity & funding
| Metric | Bank of Tampa, the | Banknewport |
|---|---|---|
| Loan-to-Deposit Ratio | 71.38% | 101.34% |
| Core Deposit Ratio | 98.00% | 87.52% |
| Uninsured Deposit Ratio | 54.41% | 28.55% |
Identity
| Metric | Bank of Tampa, the | Banknewport |
|---|---|---|
| Headquarters City | TAMPA | MIDDLETOWN |
| Headquarters State | FL | RI |
| Asset Tier | Large | Large |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 13 | 20 |
| Employees (FTE) | 285 | 317 |
| Established | March 30, 1973, midnight | Jan. 1, 1819, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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