Bank Comparison
Bank of Weston vs Marion State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 12
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Bank of Weston | Marion State Bank |
|---|---|---|
| CET1 Ratio | 12.28% | 16.42% |
| Tier 1 Capital Ratio | 12.28% | 16.42% |
| Total Capital Ratio | 13.54% | 17.39% |
| Tier 1 Leverage Ratio | 8.64% | 12.07% |
| Equity / Assets | 8.06% | 11.58% |
Profitability
| Metric | Bank of Weston | Marion State Bank |
|---|---|---|
| Return on Assets (ROA) | 1.97% | 1.10% |
| Return on Equity (ROE) | 24.38% | 9.41% |
| Net Interest Margin (NIM) | 4.57% | 4.63% |
| Yield on Earning Assets | 6.04% | 6.36% |
| Cost of Funds | 1.60% | 1.84% |
Asset quality
| Metric | Bank of Weston | Marion State Bank |
|---|---|---|
| Texas Ratio | 4.23% | 3.06% |
| Non-Performing Loan Ratio | 0.50% | 0.51% |
| Non-Performing Asset Ratio | 0.37% | 0.38% |
| Net Charge-Off Ratio | -0.08% | 0.12% |
| ACL / Loans | 1.29% | 1.02% |
Balance sheet
| Metric | Bank of Weston | Marion State Bank |
|---|---|---|
| Total Assets | $240,391K | $240,200K |
| Total Deposits | $220,173K | $210,349K |
| Total Loans | $178,592K | $162,932K |
| Total Equity | $19,369K | $27,827K |
| Net Income (quarter) | $1,172K | $648 |
Liquidity & funding
| Metric | Bank of Weston | Marion State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 81.11% | 77.46% |
| Core Deposit Ratio | 92.63% | 94.18% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Weston | Marion State Bank |
|---|---|---|
| Headquarters City | WESTON | MARION |
| Headquarters State | MO | LA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 6 |
| Employees (FTE) | 37 | 59 |
| Established | March 21, 1893, midnight | Feb. 1, 1907, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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