Bank Comparison
Bank of Whittier, N.A. vs Icon Business Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 7
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Bank of Whittier, N.A. | Icon Business Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 15.38% | 10.73% |
| Equity / Assets | 16.11% | 10.22% |
Profitability
| Metric | Bank of Whittier, N.A. | Icon Business Bank |
|---|---|---|
| Return on Assets (ROA) | 0.88% | -0.90% |
| Return on Equity (ROE) | 5.79% | -9.37% |
| Net Interest Margin (NIM) | 2.30% | 4.44% |
| Yield on Earning Assets | 4.77% | 7.06% |
| Cost of Funds | 2.95% | 2.82% |
Asset quality
| Metric | Bank of Whittier, N.A. | Icon Business Bank |
|---|---|---|
| Texas Ratio | 0.00% | 2.26% |
| Non-Performing Loan Ratio | 0.00% | 0.31% |
| Non-Performing Asset Ratio | 0.00% | 0.25% |
| Net Charge-Off Ratio | 0.00% | -0.16% |
| ACL / Loans | 2.74% | 1.20% |
Balance sheet
| Metric | Bank of Whittier, N.A. | Icon Business Bank |
|---|---|---|
| Total Assets | $158,847K | $156,656K |
| Total Deposits | $131,032K | $124,737K |
| Total Loans | $86,236K | $126,843K |
| Total Equity | $25,593K | $16,012K |
| Net Income (quarter) | $368 | $-334 |
Liquidity & funding
| Metric | Bank of Whittier, N.A. | Icon Business Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 65.81% | 101.69% |
| Core Deposit Ratio | 68.72% | 98.90% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Whittier, N.A. | Icon Business Bank |
|---|---|---|
| Headquarters City | WHITTIER | RIVERSIDE |
| Headquarters State | CA | CA |
| Asset Tier | Small | Small |
| Charter Class | 17548 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 2 | 2 |
| Employees (FTE) | 22 | 26 |
| Established | Dec. 20, 1982, midnight | Aug. 22, 2023, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bank of Whittier, N.A. profile | View full Icon Business Bank profile | Browse all bank comparisons