Bank Comparison
Bankchampaign, N.A. vs Wyoming Community Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Bankchampaign, N.A. | Wyoming Community Bank |
|---|---|---|
| CET1 Ratio | 14.65% | — |
| Tier 1 Capital Ratio | 14.65% | — |
| Total Capital Ratio | 15.90% | — |
| Tier 1 Leverage Ratio | 12.07% | 9.36% |
| Equity / Assets | 11.52% | 7.84% |
Profitability
| Metric | Bankchampaign, N.A. | Wyoming Community Bank |
|---|---|---|
| Return on Assets (ROA) | 1.95% | 1.49% |
| Return on Equity (ROE) | 16.72% | 19.51% |
| Net Interest Margin (NIM) | 4.36% | 4.14% |
| Yield on Earning Assets | 6.08% | 5.66% |
| Cost of Funds | 1.91% | 1.62% |
Asset quality
| Metric | Bankchampaign, N.A. | Wyoming Community Bank |
|---|---|---|
| Texas Ratio | 1.88% | 5.85% |
| Non-Performing Loan Ratio | 0.00% | 0.77% |
| Non-Performing Asset Ratio | 0.24% | 0.51% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.70% | 1.40% |
Balance sheet
| Metric | Bankchampaign, N.A. | Wyoming Community Bank |
|---|---|---|
| Total Assets | $256,644K | $256,941K |
| Total Deposits | $207,268K | $230,448K |
| Total Loans | $202,517K | $161,527K |
| Total Equity | $29,560K | $20,157K |
| Net Income (quarter) | $1,230K | $980 |
Liquidity & funding
| Metric | Bankchampaign, N.A. | Wyoming Community Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 97.71% | 70.09% |
| Core Deposit Ratio | 92.71% | 92.79% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bankchampaign, N.A. | Wyoming Community Bank |
|---|---|---|
| Headquarters City | CHAMPAIGN | RIVERTON |
| Headquarters State | IL | WY |
| Asset Tier | Small | Small |
| Charter Class | 16643 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 2 | 3 |
| Employees (FTE) | 31 | 39 |
| Established | March 14, 1977, midnight | June 14, 1999, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bankchampaign, N.A. profile | View full Wyoming Community Bank profile | Browse all bank comparisons