Bank Comparison
Bankgloucester vs Native American Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
2 · 17
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Bankgloucester | Native American Bank, N.A. |
|---|---|---|
| CET1 Ratio | 13.03% | — |
| Tier 1 Capital Ratio | 13.03% | — |
| Total Capital Ratio | 14.28% | — |
| Tier 1 Leverage Ratio | 8.53% | 13.73% |
| Equity / Assets | 8.35% | 13.73% |
Profitability
| Metric | Bankgloucester | Native American Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.42% | 1.25% |
| Return on Equity (ROE) | 5.08% | 9.27% |
| Net Interest Margin (NIM) | 3.61% | 5.08% |
| Yield on Earning Assets | 5.50% | 5.69% |
| Cost of Funds | 2.01% | 0.67% |
Asset quality
| Metric | Bankgloucester | Native American Bank, N.A. |
|---|---|---|
| Texas Ratio | 26.08% | 3.69% |
| Non-Performing Loan Ratio | 2.75% | 0.98% |
| Non-Performing Asset Ratio | 2.41% | 0.53% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.03% | 0.97% |
Balance sheet
| Metric | Bankgloucester | Native American Bank, N.A. |
|---|---|---|
| Total Assets | $384,394K | $384,497K |
| Total Deposits | $294,985K | $325,545K |
| Total Loans | $336,628K | $207,416K |
| Total Equity | $32,098K | $52,793K |
| Net Income (quarter) | $405 | $1,213K |
Liquidity & funding
| Metric | Bankgloucester | Native American Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 114.12% | 63.71% |
| Core Deposit Ratio | 87.19% | 94.16% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bankgloucester | Native American Bank, N.A. |
|---|---|---|
| Headquarters City | GLOUCESTER | DENVER |
| Headquarters State | MA | CO |
| Asset Tier | Small | Small |
| Charter Class | 0 | 21158 |
| Regulator | FDIC | OCC |
| Domestic Branches | 3 | 3 |
| Employees (FTE) | 55 | 56 |
| Established | Jan. 1, 1887, midnight | July 27, 1987, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bankgloucester profile | View full Native American Bank, N.A. profile | Browse all bank comparisons