Bank Comparison
Banknewport vs Centreville Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 10
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Banknewport | Centreville Bank |
|---|---|---|
| CET1 Ratio | 12.76% | — |
| Tier 1 Capital Ratio | 12.76% | — |
| Total Capital Ratio | 13.59% | — |
| Tier 1 Leverage Ratio | 10.83% | 13.07% |
| Equity / Assets | 10.02% | 13.66% |
Profitability
| Metric | Banknewport | Centreville Bank |
|---|---|---|
| Return on Assets (ROA) | 0.53% | 0.85% |
| Return on Equity (ROE) | 5.27% | 6.30% |
| Net Interest Margin (NIM) | 3.17% | 3.02% |
| Yield on Earning Assets | 5.25% | 5.34% |
| Cost of Funds | 2.24% | 2.62% |
Asset quality
| Metric | Banknewport | Centreville Bank |
|---|---|---|
| Texas Ratio | 5.60% | 12.83% |
| Non-Performing Loan Ratio | 0.74% | 2.10% |
| Non-Performing Asset Ratio | 0.60% | 1.61% |
| Net Charge-Off Ratio | 0.02% | 0.08% |
| ACL / Loans | 0.85% | 0.64% |
Balance sheet
| Metric | Banknewport | Centreville Bank |
|---|---|---|
| Total Assets | $3,068M | $3,051M |
| Total Deposits | $2,456M | $2,339M |
| Total Loans | $2,489M | $2,326M |
| Total Equity | $307,459K | $416,929K |
| Net Income (quarter) | $4,014K | $6,523K |
Liquidity & funding
| Metric | Banknewport | Centreville Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 101.34% | 99.44% |
| Core Deposit Ratio | 87.52% | 90.81% |
| Uninsured Deposit Ratio | 28.55% | 17.85% |
Identity
| Metric | Banknewport | Centreville Bank |
|---|---|---|
| Headquarters City | MIDDLETOWN | WEST WARWICK |
| Headquarters State | RI | RI |
| Asset Tier | Large | Large |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 20 | 22 |
| Employees (FTE) | 317 | 283 |
| Established | Jan. 1, 1819, midnight | Jan. 1, 1888, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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