Bank Comparison
Blackhawk Bank & Trust vs Signature Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 13
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Blackhawk Bank & Trust | Signature Bank |
|---|---|---|
| CET1 Ratio | — | 16.09% |
| Tier 1 Capital Ratio | — | 16.09% |
| Total Capital Ratio | — | 17.05% |
| Tier 1 Leverage Ratio | 10.78% | 13.41% |
| Equity / Assets | 9.74% | 11.40% |
Profitability
| Metric | Blackhawk Bank & Trust | Signature Bank |
|---|---|---|
| Return on Assets (ROA) | 1.33% | 1.59% |
| Return on Equity (ROE) | 13.65% | 14.25% |
| Net Interest Margin (NIM) | 3.34% | 3.93% |
| Yield on Earning Assets | 5.29% | 5.04% |
| Cost of Funds | 2.07% | 1.23% |
Asset quality
| Metric | Blackhawk Bank & Trust | Signature Bank |
|---|---|---|
| Texas Ratio | 2.86% | 30.69% |
| Non-Performing Loan Ratio | 0.26% | 5.20% |
| Non-Performing Asset Ratio | 0.28% | 3.73% |
| Net Charge-Off Ratio | 0.23% | -0.01% |
| ACL / Loans | 0.92% | 1.09% |
Balance sheet
| Metric | Blackhawk Bank & Trust | Signature Bank |
|---|---|---|
| Total Assets | $1,955M | $1,950M |
| Total Deposits | $1,572M | $1,714M |
| Total Loans | $1,235M | $1,362M |
| Total Equity | $190,498K | $222,405K |
| Net Income (quarter) | $6,426K | $7,794K |
Liquidity & funding
| Metric | Blackhawk Bank & Trust | Signature Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 78.56% | 79.50% |
| Core Deposit Ratio | 90.09% | 99.62% |
| Uninsured Deposit Ratio | 32.78% | 66.07% |
Identity
| Metric | Blackhawk Bank & Trust | Signature Bank |
|---|---|---|
| Headquarters City | MILAN | ROSEMONT |
| Headquarters State | IL | IL |
| Asset Tier | Large | Large |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 19 | 3 |
| Employees (FTE) | 237 | 105 |
| Established | June 28, 1961, midnight | Aug. 4, 2006, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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