Bank Comparison
Citizens-farmers Bank of Cole Camp, the vs Carroll County Trust Company of Carrollton, Missouri
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 6
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Citizens-farmers Bank of Cole Camp, the | Carroll County Trust Company of Carrollton, Missouri |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 14.81% | 8.90% |
| Equity / Assets | 14.09% | 6.45% |
Profitability
| Metric | Citizens-farmers Bank of Cole Camp, the | Carroll County Trust Company of Carrollton, Missouri |
|---|---|---|
| Return on Assets (ROA) | 2.45% | 0.34% |
| Return on Equity (ROE) | 17.20% | 5.42% |
| Net Interest Margin (NIM) | 4.14% | 2.58% |
| Yield on Earning Assets | 6.08% | 4.69% |
| Cost of Funds | 2.13% | 2.23% |
Asset quality
| Metric | Citizens-farmers Bank of Cole Camp, the | Carroll County Trust Company of Carrollton, Missouri |
|---|---|---|
| Texas Ratio | 9.75% | 4.23% |
| Non-Performing Loan Ratio | 1.24% | 0.21% |
| Non-Performing Asset Ratio | 1.21% | 0.09% |
| Net Charge-Off Ratio | -0.04% | 0.00% |
| ACL / Loans | 1.32% | 0.96% |
Balance sheet
| Metric | Citizens-farmers Bank of Cole Camp, the | Carroll County Trust Company of Carrollton, Missouri |
|---|---|---|
| Total Assets | $208,742K | $207,651K |
| Total Deposits | $177,711K | $179,493K |
| Total Loans | $131,856K | $90,437K |
| Total Equity | $29,416K | $13,386K |
| Net Income (quarter) | $1,243K | $182 |
Liquidity & funding
| Metric | Citizens-farmers Bank of Cole Camp, the | Carroll County Trust Company of Carrollton, Missouri |
|---|---|---|
| Loan-to-Deposit Ratio | 74.20% | 50.38% |
| Core Deposit Ratio | 90.89% | 92.34% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Citizens-farmers Bank of Cole Camp, the | Carroll County Trust Company of Carrollton, Missouri |
|---|---|---|
| Headquarters City | COLE CAMP | CARROLLTON |
| Headquarters State | MO | MO |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 2 | 4 |
| Employees (FTE) | 29 | 24 |
| Established | March 29, 1929, midnight | Jan. 1, 1919, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Citizens-farmers Bank of Cole Camp, the profile | View full Carroll County Trust Company of Carrollton, Missouri profile | Browse all bank comparisons