Bank Comparison
Colorado Federal Savings Bank vs First Western Trust Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 14
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Colorado Federal Savings Bank | First Western Trust Bank |
|---|---|---|
| CET1 Ratio | 16.03% | 11.33% |
| Tier 1 Capital Ratio | 16.03% | 11.33% |
| Total Capital Ratio | 16.87% | 12.21% |
| Tier 1 Leverage Ratio | 9.94% | 9.01% |
| Equity / Assets | 9.98% | 9.52% |
Profitability
| Metric | Colorado Federal Savings Bank | First Western Trust Bank |
|---|---|---|
| Return on Assets (ROA) | 0.26% | 0.88% |
| Return on Equity (ROE) | 2.62% | 9.04% |
| Net Interest Margin (NIM) | 1.92% | 2.87% |
| Yield on Earning Assets | 4.91% | 5.45% |
| Cost of Funds | 3.22% | 2.73% |
Asset quality
| Metric | Colorado Federal Savings Bank | First Western Trust Bank |
|---|---|---|
| Texas Ratio | 4.03% | 8.05% |
| Non-Performing Loan Ratio | 0.62% | 0.63% |
| Non-Performing Asset Ratio | 0.42% | 0.53% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.78% | 0.77% |
Balance sheet
| Metric | Colorado Federal Savings Bank | First Western Trust Bank |
|---|---|---|
| Total Assets | $2,577M | $3,238M |
| Total Deposits | $1,506M | $2,849M |
| Total Loans | $1,733M | $2,718M |
| Total Equity | $257,356K | $308,405K |
| Net Income (quarter) | $1,688K | $6,869K |
Liquidity & funding
| Metric | Colorado Federal Savings Bank | First Western Trust Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 115.08% | 95.39% |
| Core Deposit Ratio | 90.62% | 95.14% |
| Uninsured Deposit Ratio | 9.49% | 39.48% |
Identity
| Metric | Colorado Federal Savings Bank | First Western Trust Bank |
|---|---|---|
| Headquarters City | GREENWOOD VILLAGE | DENVER |
| Headquarters State | CO | CO |
| Asset Tier | Large | Large |
| Charter Class | 708876 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 15 |
| Employees (FTE) | 75 | 330 |
| Established | June 29, 1990, midnight | March 17, 2004, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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