Bank Comparison
Colorado Federal Savings Bank vs Meridian Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 12
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Colorado Federal Savings Bank | Meridian Bank |
|---|---|---|
| CET1 Ratio | 16.03% | — |
| Tier 1 Capital Ratio | 16.03% | — |
| Total Capital Ratio | 16.87% | — |
| Tier 1 Leverage Ratio | 9.94% | 9.58% |
| Equity / Assets | 9.98% | 9.50% |
Profitability
| Metric | Colorado Federal Savings Bank | Meridian Bank |
|---|---|---|
| Return on Assets (ROA) | 0.26% | 0.46% |
| Return on Equity (ROE) | 2.62% | 4.81% |
| Net Interest Margin (NIM) | 1.92% | 3.92% |
| Yield on Earning Assets | 4.91% | 6.57% |
| Cost of Funds | 3.22% | 2.88% |
Asset quality
| Metric | Colorado Federal Savings Bank | Meridian Bank |
|---|---|---|
| Texas Ratio | 4.03% | 31.98% |
| Non-Performing Loan Ratio | 0.62% | 3.62% |
| Non-Performing Asset Ratio | 0.42% | 3.26% |
| Net Charge-Off Ratio | 0.00% | 1.44% |
| ACL / Loans | 0.78% | 0.96% |
Balance sheet
| Metric | Colorado Federal Savings Bank | Meridian Bank |
|---|---|---|
| Total Assets | $2,577M | $2,575M |
| Total Deposits | $1,506M | $2,173M |
| Total Loans | $1,733M | $2,220M |
| Total Equity | $257,356K | $244,622K |
| Net Income (quarter) | $1,688K | $2,935K |
Liquidity & funding
| Metric | Colorado Federal Savings Bank | Meridian Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 115.08% | 102.16% |
| Core Deposit Ratio | 90.62% | 98.40% |
| Uninsured Deposit Ratio | 9.49% | 30.62% |
Identity
| Metric | Colorado Federal Savings Bank | Meridian Bank |
|---|---|---|
| Headquarters City | GREENWOOD VILLAGE | MALVERN |
| Headquarters State | CO | PA |
| Asset Tier | Large | Large |
| Charter Class | 708876 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 6 |
| Employees (FTE) | 75 | 311 |
| Established | June 29, 1990, midnight | July 8, 2004, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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