Bank Comparison
Community Banking Company vs First Security Bank of Nevada
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Community Banking Company | First Security Bank of Nevada |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 10.86% | 27.25% |
| Equity / Assets | 11.15% | 27.13% |
Profitability
| Metric | Community Banking Company | First Security Bank of Nevada |
|---|---|---|
| Return on Assets (ROA) | 1.70% | 2.54% |
| Return on Equity (ROE) | 15.16% | 8.93% |
| Net Interest Margin (NIM) | 4.03% | 5.01% |
| Yield on Earning Assets | 5.56% | 6.25% |
| Cost of Funds | 1.62% | 1.66% |
Asset quality
| Metric | Community Banking Company | First Security Bank of Nevada |
|---|---|---|
| Texas Ratio | 3.56% | 1.68% |
| Non-Performing Loan Ratio | 0.72% | 0.71% |
| Non-Performing Asset Ratio | 0.41% | 0.44% |
| Net Charge-Off Ratio | 0.04% | 0.00% |
| ACL / Loans | 2.11% | 1.48% |
Balance sheet
| Metric | Community Banking Company | First Security Bank of Nevada |
|---|---|---|
| Total Assets | $305,535K | $305,817K |
| Total Deposits | $268,958K | $220,778K |
| Total Loans | $173,859K | $187,052K |
| Total Equity | $34,052K | $82,957K |
| Net Income (quarter) | $1,277K | $1,831K |
Liquidity & funding
| Metric | Community Banking Company | First Security Bank of Nevada |
|---|---|---|
| Loan-to-Deposit Ratio | 64.64% | 84.72% |
| Core Deposit Ratio | 80.83% | 98.49% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Community Banking Company | First Security Bank of Nevada |
|---|---|---|
| Headquarters City | FITZGERALD | LAS VEGAS |
| Headquarters State | GA | NV |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 37 | 22 |
| Established | July 19, 1948, midnight | Jan. 30, 2007, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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