Bank Comparison
Community National Bank of Okarche vs Security State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 11
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Community National Bank of Okarche | Security State Bank |
|---|---|---|
| CET1 Ratio | — | 14.15% |
| Tier 1 Capital Ratio | — | 14.15% |
| Total Capital Ratio | — | 14.99% |
| Tier 1 Leverage Ratio | 17.28% | 8.21% |
| Equity / Assets | 17.19% | 7.94% |
Profitability
| Metric | Community National Bank of Okarche | Security State Bank |
|---|---|---|
| Return on Assets (ROA) | -1.06% | 0.88% |
| Return on Equity (ROE) | -6.35% | 10.82% |
| Net Interest Margin (NIM) | 2.64% | 2.77% |
| Yield on Earning Assets | 4.38% | 4.57% |
| Cost of Funds | 2.09% | 1.95% |
Asset quality
| Metric | Community National Bank of Okarche | Security State Bank |
|---|---|---|
| Texas Ratio | 0.00% | 10.99% |
| Non-Performing Loan Ratio | 0.00% | 1.36% |
| Non-Performing Asset Ratio | 0.00% | 0.63% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.31% | 1.05% |
Balance sheet
| Metric | Community National Bank of Okarche | Security State Bank |
|---|---|---|
| Total Assets | $121,004K | $120,836K |
| Total Deposits | $99,911K | $110,974K |
| Total Loans | $43,236K | $55,915K |
| Total Equity | $20,797K | $9,599K |
| Net Income (quarter) | $-333 | $263 |
Liquidity & funding
| Metric | Community National Bank of Okarche | Security State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 43.27% | 50.39% |
| Core Deposit Ratio | 65.83% | 92.68% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Community National Bank of Okarche | Security State Bank |
|---|---|---|
| Headquarters City | Okarche | RADCLIFFE |
| Headquarters State | OK | IA |
| Asset Tier | Small | Small |
| Charter Class | 18233 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 2 | 4 |
| Employees (FTE) | 16 | 19 |
| Established | May 18, 1984, midnight | Oct. 14, 1914, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Community National Bank of Okarche profile | View full Security State Bank profile | Browse all bank comparisons