Bank Comparison
Community State Bank vs Abbybank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 6
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Community State Bank | Abbybank |
|---|---|---|
| CET1 Ratio | — | 12.79% |
| Tier 1 Capital Ratio | — | 12.79% |
| Total Capital Ratio | — | 13.83% |
| Tier 1 Leverage Ratio | 9.55% | 9.36% |
| Equity / Assets | 6.15% | 7.82% |
Profitability
| Metric | Community State Bank | Abbybank |
|---|---|---|
| Return on Assets (ROA) | 1.32% | 0.69% |
| Return on Equity (ROE) | 22.38% | 8.90% |
| Net Interest Margin (NIM) | 3.57% | 3.32% |
| Yield on Earning Assets | 4.36% | 4.97% |
| Cost of Funds | 0.85% | 1.70% |
Asset quality
| Metric | Community State Bank | Abbybank |
|---|---|---|
| Texas Ratio | 1.01% | 13.45% |
| Non-Performing Loan Ratio | 0.13% | 1.58% |
| Non-Performing Asset Ratio | 0.07% | 1.12% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 1.58% | 1.17% |
Balance sheet
| Metric | Community State Bank | Abbybank |
|---|---|---|
| Total Assets | $651,945K | $650,667K |
| Total Deposits | $606,540K | $565,305K |
| Total Loans | $350,416K | $424,656K |
| Total Equity | $40,086K | $50,877K |
| Net Income (quarter) | $2,233K | $1,127K |
Liquidity & funding
| Metric | Community State Bank | Abbybank |
|---|---|---|
| Loan-to-Deposit Ratio | 57.77% | 75.12% |
| Core Deposit Ratio | 97.73% | 88.89% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Community State Bank | Abbybank |
|---|---|---|
| Headquarters City | UNION GROVE | ABBOTSFORD |
| Headquarters State | WI | WI |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 7 | 9 |
| Employees (FTE) | 86 | 109 |
| Established | Jan. 1, 1903, midnight | March 1, 1968, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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