Bank Comparison
Community State Bank vs First Federal Savings and Loan Association of Greensburg
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Community State Bank | First Federal Savings and Loan Association of Greensburg |
|---|---|---|
| CET1 Ratio | — | 24.30% |
| Tier 1 Capital Ratio | — | 24.30% |
| Total Capital Ratio | — | 25.56% |
| Tier 1 Leverage Ratio | 9.32% | 13.35% |
| Equity / Assets | 8.68% | 11.99% |
Profitability
| Metric | Community State Bank | First Federal Savings and Loan Association of Greensburg |
|---|---|---|
| Return on Assets (ROA) | 1.05% | 0.44% |
| Return on Equity (ROE) | 12.32% | 3.81% |
| Net Interest Margin (NIM) | 3.48% | 2.85% |
| Yield on Earning Assets | 5.83% | 4.09% |
| Cost of Funds | 2.50% | 1.33% |
Asset quality
| Metric | Community State Bank | First Federal Savings and Loan Association of Greensburg |
|---|---|---|
| Texas Ratio | 5.76% | 13.59% |
| Non-Performing Loan Ratio | 0.66% | 2.94% |
| Non-Performing Asset Ratio | 0.55% | 1.75% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 0.99% | 1.43% |
Balance sheet
| Metric | Community State Bank | First Federal Savings and Loan Association of Greensburg |
|---|---|---|
| Total Assets | $155,040K | $146,054K |
| Total Deposits | $129,535K | $128,375K |
| Total Loans | $129,211K | $86,781K |
| Total Equity | $13,452K | $17,514K |
| Net Income (quarter) | $408 | $167 |
Liquidity & funding
| Metric | Community State Bank | First Federal Savings and Loan Association of Greensburg |
|---|---|---|
| Loan-to-Deposit Ratio | 99.75% | 67.60% |
| Core Deposit Ratio | 82.70% | 97.02% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Community State Bank | First Federal Savings and Loan Association of Greensburg |
|---|---|---|
| Headquarters City | BROOK | GREENSBURG |
| Headquarters State | IN | IN |
| Asset Tier | Small | Small |
| Charter Class | 0 | 704656 |
| Regulator | FDIC | OCC |
| Domestic Branches | 2 | 3 |
| Employees (FTE) | 12 | 36 |
| Established | April 1, 1931, midnight | Jan. 1, 1883, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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