Bank Comparison
Connect Bank vs Wilson State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
15 · 5
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Connect Bank | Wilson State Bank |
|---|---|---|
| CET1 Ratio | — | 12.54% |
| Tier 1 Capital Ratio | — | 12.54% |
| Total Capital Ratio | — | 13.39% |
| Tier 1 Leverage Ratio | 15.16% | 9.28% |
| Equity / Assets | 12.11% | 7.99% |
Profitability
| Metric | Connect Bank | Wilson State Bank |
|---|---|---|
| Return on Assets (ROA) | 2.02% | 1.11% |
| Return on Equity (ROE) | 16.80% | 13.62% |
| Net Interest Margin (NIM) | 4.90% | 3.71% |
| Yield on Earning Assets | 6.34% | 5.07% |
| Cost of Funds | 1.62% | 1.47% |
Asset quality
| Metric | Connect Bank | Wilson State Bank |
|---|---|---|
| Texas Ratio | 1.83% | 0.38% |
| Non-Performing Loan Ratio | 0.40% | 0.05% |
| Non-Performing Asset Ratio | 0.25% | 0.03% |
| Net Charge-Off Ratio | 0.15% | 0.59% |
| ACL / Loans | 2.34% | 0.92% |
Balance sheet
| Metric | Connect Bank | Wilson State Bank |
|---|---|---|
| Total Assets | $128,062K | $127,707K |
| Total Deposits | $111,988K | $110,091K |
| Total Loans | $79,188K | $84,109K |
| Total Equity | $15,504K | $10,200K |
| Net Income (quarter) | $640 | $345 |
Liquidity & funding
| Metric | Connect Bank | Wilson State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 70.71% | 76.40% |
| Core Deposit Ratio | 91.18% | 89.25% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Connect Bank | Wilson State Bank |
|---|---|---|
| Headquarters City | STAR CITY | WILSON |
| Headquarters State | AR | KS |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 5 | 4 |
| Employees (FTE) | 30 | 24 |
| Established | April 7, 1925, midnight | July 16, 1886, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Connect Bank profile | View full Wilson State Bank profile | Browse all bank comparisons