Bank Comparison
Coulee Bank vs Bank of Lake Mills
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 13
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Coulee Bank | Bank of Lake Mills |
|---|---|---|
| CET1 Ratio | 11.24% | 11.32% |
| Tier 1 Capital Ratio | 11.24% | 11.32% |
| Total Capital Ratio | 12.50% | 11.78% |
| Tier 1 Leverage Ratio | 8.52% | 10.07% |
| Equity / Assets | 7.25% | 9.89% |
Profitability
| Metric | Coulee Bank | Bank of Lake Mills |
|---|---|---|
| Return on Assets (ROA) | 0.47% | 0.07% |
| Return on Equity (ROE) | 6.98% | 0.74% |
| Net Interest Margin (NIM) | 3.32% | 6.09% |
| Yield on Earning Assets | 5.47% | 8.74% |
| Cost of Funds | 2.42% | 3.18% |
Asset quality
| Metric | Coulee Bank | Bank of Lake Mills |
|---|---|---|
| Texas Ratio | 19.57% | 4.61% |
| Non-Performing Loan Ratio | 2.04% | 0.54% |
| Non-Performing Asset Ratio | 1.63% | 0.47% |
| Net Charge-Off Ratio | -0.08% | 0.00% |
| ACL / Loans | 1.51% | 0.47% |
Balance sheet
| Metric | Coulee Bank | Bank of Lake Mills |
|---|---|---|
| Total Assets | $524,341K | $530,089K |
| Total Deposits | $426,700K | $401,023K |
| Total Loans | $405,142K | $460,379K |
| Total Equity | $38,003K | $52,422K |
| Net Income (quarter) | $666 | $98 |
Liquidity & funding
| Metric | Coulee Bank | Bank of Lake Mills |
|---|---|---|
| Loan-to-Deposit Ratio | 94.95% | 114.80% |
| Core Deposit Ratio | 96.30% | 97.53% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Coulee Bank | Bank of Lake Mills |
|---|---|---|
| Headquarters City | LA CROSSE | LAKE MILLS |
| Headquarters State | WI | WI |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 8 | 2 |
| Employees (FTE) | 80 | 39 |
| Established | Feb. 27, 1961, midnight | Jan. 1, 1893, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Coulee Bank profile | View full Bank of Lake Mills profile | Browse all bank comparisons