Bank Comparison
Country Trust Bank vs First Security Bank-Hendricks
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 3
winning metrics across 17 comparable rows
Capital adequacy
| Metric | Country Trust Bank | First Security Bank-Hendricks |
|---|---|---|
| CET1 Ratio | 105.82% | 29.99% |
| Tier 1 Capital Ratio | 105.82% | 29.99% |
| Total Capital Ratio | 105.82% | 30.86% |
| Tier 1 Leverage Ratio | 76.19% | 13.63% |
| Equity / Assets | 82.57% | 11.16% |
Profitability
| Metric | Country Trust Bank | First Security Bank-Hendricks |
|---|---|---|
| Return on Assets (ROA) | 17.69% | 1.65% |
| Return on Equity (ROE) | 24.10% | 15.00% |
| Net Interest Margin (NIM) | 5.14% | 3.47% |
| Yield on Earning Assets | 5.14% | 4.53% |
| Cost of Funds | 0.00% | 1.19% |
Asset quality
| Metric | Country Trust Bank | First Security Bank-Hendricks |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | — | 0.00% |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | — | 0.00% |
| ACL / Loans | — | 1.11% |
Balance sheet
| Metric | Country Trust Bank | First Security Bank-Hendricks |
|---|---|---|
| Total Assets | $40,310K | $40,319K |
| Total Deposits | $791 | $35,727K |
| Total Loans | $0 | $14,819K |
| Total Equity | $33,284K | $4,501K |
| Net Income (quarter) | $1,949K | $174 |
Liquidity & funding
| Metric | Country Trust Bank | First Security Bank-Hendricks |
|---|---|---|
| Loan-to-Deposit Ratio | 0.00% | 41.48% |
| Core Deposit Ratio | 100.00% | 95.13% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Country Trust Bank | First Security Bank-Hendricks |
|---|---|---|
| Headquarters City | BLOOMINGTON | Hendricks |
| Headquarters State | IL | MN |
| Asset Tier | Micro | Micro |
| Charter Class | 716088 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 125 | 6 |
| Established | May 1, 2000, midnight | Aug. 30, 1940, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Country Trust Bank profile | View full First Security Bank-Hendricks profile | Browse all bank comparisons