Bank Comparison
County Bank vs Sei Private Trust Company
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 10
winning metrics across 17 comparable rows
Capital adequacy
| Metric | County Bank | Sei Private Trust Company |
|---|---|---|
| CET1 Ratio | 12.20% | — |
| Tier 1 Capital Ratio | 12.20% | — |
| Total Capital Ratio | 13.40% | — |
| Tier 1 Leverage Ratio | 11.72% | 85.73% |
| Equity / Assets | 11.53% | 91.08% |
Profitability
| Metric | County Bank | Sei Private Trust Company |
|---|---|---|
| Return on Assets (ROA) | 0.40% | 47.57% |
| Return on Equity (ROE) | 3.55% | 55.31% |
| Net Interest Margin (NIM) | 5.05% | 3.68% |
| Yield on Earning Assets | 6.72% | 3.69% |
| Cost of Funds | 1.79% | 4.00% |
Asset quality
| Metric | County Bank | Sei Private Trust Company |
|---|---|---|
| Texas Ratio | 4.58% | 0.00% |
| Non-Performing Loan Ratio | 0.38% | — |
| Non-Performing Asset Ratio | 0.33% | 0.00% |
| Net Charge-Off Ratio | 0.55% | — |
| ACL / Loans | 1.31% | — |
Balance sheet
| Metric | County Bank | Sei Private Trust Company |
|---|---|---|
| Total Assets | $230,450K | $230,635K |
| Total Deposits | $195,957K | $500 |
| Total Loans | $198,559K | $0 |
| Total Equity | $26,582K | $210,069K |
| Net Income (quarter) | $236 | $29,766K |
Liquidity & funding
| Metric | County Bank | Sei Private Trust Company |
|---|---|---|
| Loan-to-Deposit Ratio | 101.33% | 0.00% |
| Core Deposit Ratio | 90.36% | 0.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | County Bank | Sei Private Trust Company |
|---|---|---|
| Headquarters City | Sigourney | OAKS |
| Headquarters State | IA | PA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 716509 |
| Regulator | FDIC | OCC |
| Domestic Branches | 5 | 1 |
| Employees (FTE) | 34 | 643 |
| Established | Jan. 1, 1884, midnight | Jan. 2, 2001, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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