Bank Comparison
Crews Bank & Trust vs Hanover Community Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
17 · 4
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Crews Bank & Trust | Hanover Community Bank |
|---|---|---|
| CET1 Ratio | — | 13.32% |
| Tier 1 Capital Ratio | — | 13.32% |
| Total Capital Ratio | — | 14.57% |
| Tier 1 Leverage Ratio | 10.55% | 9.20% |
| Equity / Assets | 10.32% | 9.73% |
Profitability
| Metric | Crews Bank & Trust | Hanover Community Bank |
|---|---|---|
| Return on Assets (ROA) | 1.78% | 0.43% |
| Return on Equity (ROE) | 17.03% | 4.42% |
| Net Interest Margin (NIM) | 3.72% | 3.04% |
| Yield on Earning Assets | 4.97% | 5.76% |
| Cost of Funds | 1.37% | 2.87% |
Asset quality
| Metric | Crews Bank & Trust | Hanover Community Bank |
|---|---|---|
| Texas Ratio | 0.20% | 11.06% |
| Non-Performing Loan Ratio | 0.04% | 1.23% |
| Non-Performing Asset Ratio | 0.02% | 1.07% |
| Net Charge-Off Ratio | 0.02% | 0.01% |
| ACL / Loans | 1.97% | 0.95% |
Balance sheet
| Metric | Crews Bank & Trust | Hanover Community Bank |
|---|---|---|
| Total Assets | $2,364M | $2,369M |
| Total Deposits | $2,110M | $2,051M |
| Total Loans | $1,305M | $2,008M |
| Total Equity | $243,884K | $230,462K |
| Net Income (quarter) | $10,296K | $2,508K |
Liquidity & funding
| Metric | Crews Bank & Trust | Hanover Community Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 61.84% | 97.93% |
| Core Deposit Ratio | 96.70% | 94.70% |
| Uninsured Deposit Ratio | 19.89% | 46.50% |
Identity
| Metric | Crews Bank & Trust | Hanover Community Bank |
|---|---|---|
| Headquarters City | WAUCHULA | GARDEN CITY PARK |
| Headquarters State | FL | NY |
| Asset Tier | Large | Large |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 20 | 10 |
| Employees (FTE) | 356 | 184 |
| Established | April 1, 1929, midnight | Jan. 21, 2009, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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