Bank Comparison
Eaton Community Bank vs Connecticut Community Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 14
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Eaton Community Bank | Connecticut Community Bank, N.A. |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.84% | 12.88% |
| Equity / Assets | 12.13% | 13.44% |
Profitability
| Metric | Eaton Community Bank | Connecticut Community Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.72% | 0.16% |
| Return on Equity (ROE) | 5.89% | 1.20% |
| Net Interest Margin (NIM) | 3.43% | 4.16% |
| Yield on Earning Assets | 5.32% | 5.20% |
| Cost of Funds | 2.01% | 1.20% |
Asset quality
| Metric | Eaton Community Bank | Connecticut Community Bank, N.A. |
|---|---|---|
| Texas Ratio | 6.84% | 1.60% |
| Non-Performing Loan Ratio | 1.28% | 0.37% |
| Non-Performing Asset Ratio | 0.80% | 0.22% |
| Net Charge-Off Ratio | 2.10% | 0.00% |
| ACL / Loans | 0.91% | 1.08% |
Balance sheet
| Metric | Eaton Community Bank | Connecticut Community Bank, N.A. |
|---|---|---|
| Total Assets | $534,152K | $533,393K |
| Total Deposits | $452,047K | $453,188K |
| Total Loans | $332,560K | $320,688K |
| Total Equity | $64,796K | $71,704K |
| Net Income (quarter) | $952 | $215 |
Liquidity & funding
| Metric | Eaton Community Bank | Connecticut Community Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 73.57% | 70.76% |
| Core Deposit Ratio | 92.09% | 93.05% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Eaton Community Bank | Connecticut Community Bank, N.A. |
|---|---|---|
| Headquarters City | CHARLOTTE | NORWALK |
| Headquarters State | MI | CT |
| Asset Tier | Medium | Medium |
| Charter Class | 704194 | 23664 |
| Regulator | OCC | OCC |
| Domestic Branches | 7 | 10 |
| Employees (FTE) | 88 | 89 |
| Established | Jan. 1, 1936, midnight | Dec. 28, 1998, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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