Bank Comparison
Farmers and Merchants Bank of Mound City, Kansas vs First National Bank in Frankfort
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 10
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Farmers and Merchants Bank of Mound City, Kansas | First National Bank in Frankfort |
|---|---|---|
| CET1 Ratio | 13.10% | — |
| Tier 1 Capital Ratio | 13.10% | — |
| Total Capital Ratio | 14.35% | — |
| Tier 1 Leverage Ratio | 6.26% | 10.57% |
| Equity / Assets | 6.29% | 5.98% |
Profitability
| Metric | Farmers and Merchants Bank of Mound City, Kansas | First National Bank in Frankfort |
|---|---|---|
| Return on Assets (ROA) | 1.09% | 0.78% |
| Return on Equity (ROE) | 17.53% | 12.94% |
| Net Interest Margin (NIM) | 3.53% | 3.34% |
| Yield on Earning Assets | 5.34% | 4.80% |
| Cost of Funds | 1.97% | 1.57% |
Asset quality
| Metric | Farmers and Merchants Bank of Mound City, Kansas | First National Bank in Frankfort |
|---|---|---|
| Texas Ratio | 13.36% | 4.30% |
| Non-Performing Loan Ratio | 0.88% | 0.58% |
| Non-Performing Asset Ratio | 0.52% | 0.29% |
| Net Charge-Off Ratio | 0.00% | -0.03% |
| ACL / Loans | 1.17% | 1.48% |
Balance sheet
| Metric | Farmers and Merchants Bank of Mound City, Kansas | First National Bank in Frankfort |
|---|---|---|
| Total Assets | $62,412K | $61,698K |
| Total Deposits | $57,533K | $57,608K |
| Total Loans | $36,647K | $30,437K |
| Total Equity | $3,927K | $3,690K |
| Net Income (quarter) | $171 | $122 |
Liquidity & funding
| Metric | Farmers and Merchants Bank of Mound City, Kansas | First National Bank in Frankfort |
|---|---|---|
| Loan-to-Deposit Ratio | 63.70% | 52.83% |
| Core Deposit Ratio | 71.54% | 91.62% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Farmers and Merchants Bank of Mound City, Kansas | First National Bank in Frankfort |
|---|---|---|
| Headquarters City | MOUND CITY | FRANKFORT |
| Headquarters State | KS | KS |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 11916 |
| Regulator | FDIC | OCC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 7 | 8 |
| Established | Nov. 14, 1893, midnight | March 2, 1921, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Farmers and Merchants Bank of Mound City, Kansas profile | View full First National Bank in Frankfort profile | Browse all bank comparisons