Bank Comparison
Farmers and Merchants National Bank of Nashville, the vs Manhattan Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 10
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Farmers and Merchants National Bank of Nashville, the | Manhattan Bank |
|---|---|---|
| CET1 Ratio | 15.74% | 16.56% |
| Tier 1 Capital Ratio | 15.74% | 16.56% |
| Total Capital Ratio | 16.65% | 17.82% |
| Tier 1 Leverage Ratio | 11.61% | 10.04% |
| Equity / Assets | 9.78% | 8.36% |
Profitability
| Metric | Farmers and Merchants National Bank of Nashville, the | Manhattan Bank |
|---|---|---|
| Return on Assets (ROA) | 1.53% | 1.29% |
| Return on Equity (ROE) | 16.00% | 15.56% |
| Net Interest Margin (NIM) | 4.05% | 3.79% |
| Yield on Earning Assets | 4.91% | 5.24% |
| Cost of Funds | 0.92% | 1.53% |
Asset quality
| Metric | Farmers and Merchants National Bank of Nashville, the | Manhattan Bank |
|---|---|---|
| Texas Ratio | 5.85% | 0.09% |
| Non-Performing Loan Ratio | 0.33% | 0.01% |
| Non-Performing Asset Ratio | 0.61% | 0.01% |
| Net Charge-Off Ratio | 0.01% | 0.00% |
| ACL / Loans | 1.03% | 2.07% |
Balance sheet
| Metric | Farmers and Merchants National Bank of Nashville, the | Manhattan Bank |
|---|---|---|
| Total Assets | $279,954K | $279,545K |
| Total Deposits | $252,113K | $246,042K |
| Total Loans | $179,494K | $168,172K |
| Total Equity | $27,367K | $23,367K |
| Net Income (quarter) | $1,081K | $905 |
Liquidity & funding
| Metric | Farmers and Merchants National Bank of Nashville, the | Manhattan Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 71.20% | 68.35% |
| Core Deposit Ratio | 90.56% | 93.54% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Farmers and Merchants National Bank of Nashville, the | Manhattan Bank |
|---|---|---|
| Headquarters City | NASHVILLE | MANHATTAN |
| Headquarters State | IL | MT |
| Asset Tier | Small | Small |
| Charter Class | 8221 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 8 | 4 |
| Employees (FTE) | 50 | 42 |
| Established | May 10, 1906, midnight | Oct. 5, 1905, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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