Bank Comparison
Farmers Bank and Trust Company vs Bank of Weston
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 12
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Farmers Bank and Trust Company | Bank of Weston |
|---|---|---|
| CET1 Ratio | — | 12.28% |
| Tier 1 Capital Ratio | — | 12.28% |
| Total Capital Ratio | — | 13.54% |
| Tier 1 Leverage Ratio | 9.31% | 8.64% |
| Equity / Assets | 7.30% | 8.06% |
Profitability
| Metric | Farmers Bank and Trust Company | Bank of Weston |
|---|---|---|
| Return on Assets (ROA) | 1.49% | 1.97% |
| Return on Equity (ROE) | 20.56% | 24.38% |
| Net Interest Margin (NIM) | 3.84% | 4.57% |
| Yield on Earning Assets | 5.68% | 6.04% |
| Cost of Funds | 1.90% | 1.60% |
Asset quality
| Metric | Farmers Bank and Trust Company | Bank of Weston |
|---|---|---|
| Texas Ratio | 0.22% | 4.23% |
| Non-Performing Loan Ratio | 0.01% | 0.50% |
| Non-Performing Asset Ratio | 0.01% | 0.37% |
| Net Charge-Off Ratio | 0.01% | -0.08% |
| ACL / Loans | 1.25% | 1.29% |
Balance sheet
| Metric | Farmers Bank and Trust Company | Bank of Weston |
|---|---|---|
| Total Assets | $240,483K | $240,391K |
| Total Deposits | $219,687K | $220,173K |
| Total Loans | $181,280K | $178,592K |
| Total Equity | $17,548K | $19,369K |
| Net Income (quarter) | $894 | $1,172K |
Liquidity & funding
| Metric | Farmers Bank and Trust Company | Bank of Weston |
|---|---|---|
| Loan-to-Deposit Ratio | 82.52% | 81.11% |
| Core Deposit Ratio | 89.89% | 92.63% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Farmers Bank and Trust Company | Bank of Weston |
|---|---|---|
| Headquarters City | PRINCETON | WESTON |
| Headquarters State | KY | MO |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 3 |
| Employees (FTE) | 40 | 37 |
| Established | — | March 21, 1893, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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