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Bank Comparison

Fidelity Bank of Texas vs Deutsche Bank Trust Company, N.A.

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Fidelity Bank of Texas

RSSD 741068 · WACO, TX

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vs

5 · 8

winning metrics across 13 comparable rows

Deutsche Bank Trust Company, N.A.

RSSD 2325882 · NEW YORK, NY

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Capital adequacy

MetricFidelity Bank of TexasDeutsche Bank Trust Company, N.A.
CET1 Ratio
Tier 1 Capital Ratio
Total Capital Ratio
Tier 1 Leverage Ratio 10.90% 91.21%
Equity / Assets 14.81% 92.30%

Profitability

MetricFidelity Bank of TexasDeutsche Bank Trust Company, N.A.
Return on Assets (ROA) -0.38% 7.69%
Return on Equity (ROE) -2.49% 8.52%
Net Interest Margin (NIM) 4.29% 4.20%
Yield on Earning Assets 6.20% 4.20%
Cost of Funds 2.02%

Asset quality

MetricFidelity Bank of TexasDeutsche Bank Trust Company, N.A.
Texas Ratio 4.09% 0.00%
Non-Performing Loan Ratio 0.00%
Non-Performing Asset Ratio 0.00% 0.00%
Net Charge-Off Ratio -0.02%
ACL / Loans 0.67%

Balance sheet

MetricFidelity Bank of TexasDeutsche Bank Trust Company, N.A.
Total Assets $165,381K $165,755K
Total Deposits $134,922K $0
Total Loans $103,447K $0
Total Equity $24,492K $153,000K
Net Income (quarter) $-153 $3,223K

Liquidity & funding

MetricFidelity Bank of TexasDeutsche Bank Trust Company, N.A.
Loan-to-Deposit Ratio 76.67%
Core Deposit Ratio 80.16%
Uninsured Deposit Ratio

Identity

MetricFidelity Bank of TexasDeutsche Bank Trust Company, N.A.
Headquarters City WACO NEW YORK
Headquarters State TX NY
Asset Tier Small Small
Charter Class 0
Regulator FDIC
Domestic Branches 2
Employees (FTE) 39 23
Established March 1, 1974, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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