Bank Comparison
Fidelity Bank & Trust vs Colorado Federal Savings Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
16 · 8
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Fidelity Bank & Trust | Colorado Federal Savings Bank |
|---|---|---|
| CET1 Ratio | 10.53% | 16.03% |
| Tier 1 Capital Ratio | 10.53% | 16.03% |
| Total Capital Ratio | 11.58% | 16.87% |
| Tier 1 Leverage Ratio | 8.90% | 9.94% |
| Equity / Assets | 10.11% | 9.98% |
Profitability
| Metric | Fidelity Bank & Trust | Colorado Federal Savings Bank |
|---|---|---|
| Return on Assets (ROA) | 1.31% | 0.26% |
| Return on Equity (ROE) | 12.90% | 2.62% |
| Net Interest Margin (NIM) | 3.72% | 1.92% |
| Yield on Earning Assets | 5.61% | 4.91% |
| Cost of Funds | 1.98% | 3.22% |
Asset quality
| Metric | Fidelity Bank & Trust | Colorado Federal Savings Bank |
|---|---|---|
| Texas Ratio | 11.56% | 4.03% |
| Non-Performing Loan Ratio | 0.09% | 0.62% |
| Non-Performing Asset Ratio | 0.39% | 0.42% |
| Net Charge-Off Ratio | 0.02% | 0.00% |
| ACL / Loans | 1.07% | 0.78% |
Balance sheet
| Metric | Fidelity Bank & Trust | Colorado Federal Savings Bank |
|---|---|---|
| Total Assets | $2,582M | $2,577M |
| Total Deposits | $2,152M | $1,506M |
| Total Loans | $1,886M | $1,733M |
| Total Equity | $261,001K | $257,356K |
| Net Income (quarter) | $8,363K | $1,688K |
Liquidity & funding
| Metric | Fidelity Bank & Trust | Colorado Federal Savings Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 87.61% | 115.08% |
| Core Deposit Ratio | 90.32% | 90.62% |
| Uninsured Deposit Ratio | 40.33% | 9.49% |
Identity
| Metric | Fidelity Bank & Trust | Colorado Federal Savings Bank |
|---|---|---|
| Headquarters City | DUBUQUE | GREENWOOD VILLAGE |
| Headquarters State | IA | CO |
| Asset Tier | Large | Large |
| Charter Class | 0 | 708876 |
| Regulator | FDIC | OCC |
| Domestic Branches | 36 | 1 |
| Employees (FTE) | 287 | 75 |
| Established | April 20, 1910, midnight | June 29, 1990, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Fidelity Bank & Trust profile | View full Colorado Federal Savings Bank profile | Browse all bank comparisons