Bank Comparison
First American Bank vs Forbright Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 9
winning metrics across 21 comparable rows
Capital adequacy
| Metric | First American Bank | Forbright Bank |
|---|---|---|
| CET1 Ratio | 14.33% | — |
| Tier 1 Capital Ratio | 14.33% | — |
| Total Capital Ratio | 15.35% | — |
| Tier 1 Leverage Ratio | 7.82% | 10.19% |
| Equity / Assets | 8.37% | 11.32% |
Profitability
| Metric | First American Bank | Forbright Bank |
|---|---|---|
| Return on Assets (ROA) | 1.51% | 0.71% |
| Return on Equity (ROE) | 17.91% | 6.12% |
| Net Interest Margin (NIM) | 3.50% | 3.14% |
| Yield on Earning Assets | 5.39% | 6.35% |
| Cost of Funds | 2.02% | 3.58% |
Asset quality
| Metric | First American Bank | Forbright Bank |
|---|---|---|
| Texas Ratio | 4.04% | 13.24% |
| Non-Performing Loan Ratio | 0.84% | 2.02% |
| Non-Performing Asset Ratio | 0.33% | 1.51% |
| Net Charge-Off Ratio | 0.01% | 0.29% |
| ACL / Loans | 1.35% | 0.91% |
Balance sheet
| Metric | First American Bank | Forbright Bank |
|---|---|---|
| Total Assets | $8,221M | $8,250M |
| Total Deposits | $5,245M | $7,159M |
| Total Loans | $3,208M | $5,825M |
| Total Equity | $687,740K | $933,686K |
| Net Income (quarter) | $30,815K | $14,198K |
Liquidity & funding
| Metric | First American Bank | Forbright Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 61.17% | 81.37% |
| Core Deposit Ratio | 94.28% | 97.89% |
| Uninsured Deposit Ratio | 57.72% | 13.62% |
Identity
| Metric | First American Bank | Forbright Bank |
|---|---|---|
| Headquarters City | ELK GROVE VILLAGE | POTOMAC |
| Headquarters State | IL | MD |
| Asset Tier | Large | Large |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 60 | 3 |
| Employees (FTE) | 861 | 546 |
| Established | March 26, 1901, midnight | Oct. 17, 2003, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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