Bank Comparison
First American Trust, FSB vs Forbright Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 8
winning metrics across 18 comparable rows
Capital adequacy
| Metric | First American Trust, FSB | Forbright Bank |
|---|---|---|
| CET1 Ratio | 35.59% | — |
| Tier 1 Capital Ratio | 35.59% | — |
| Total Capital Ratio | 35.59% | — |
| Tier 1 Leverage Ratio | 8.66% | 10.19% |
| Equity / Assets | 6.12% | 11.32% |
Profitability
| Metric | First American Trust, FSB | Forbright Bank |
|---|---|---|
| Return on Assets (ROA) | 1.53% | 0.71% |
| Return on Equity (ROE) | 22.62% | 6.12% |
| Net Interest Margin (NIM) | 2.91% | 3.14% |
| Yield on Earning Assets | 3.98% | 6.35% |
| Cost of Funds | 1.12% | 3.58% |
Asset quality
| Metric | First American Trust, FSB | Forbright Bank |
|---|---|---|
| Texas Ratio | 0.00% | 13.24% |
| Non-Performing Loan Ratio | — | 2.02% |
| Non-Performing Asset Ratio | 0.00% | 1.51% |
| Net Charge-Off Ratio | — | 0.29% |
| ACL / Loans | — | 0.91% |
Balance sheet
| Metric | First American Trust, FSB | Forbright Bank |
|---|---|---|
| Total Assets | $8,323M | $8,250M |
| Total Deposits | $7,801M | $7,159M |
| Total Loans | $0 | $5,825M |
| Total Equity | $509,200K | $933,686K |
| Net Income (quarter) | $28,810K | $14,198K |
Liquidity & funding
| Metric | First American Trust, FSB | Forbright Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 0.00% | 81.37% |
| Core Deposit Ratio | 100.00% | 97.89% |
| Uninsured Deposit Ratio | 60.03% | 13.62% |
Identity
| Metric | First American Trust, FSB | Forbright Bank |
|---|---|---|
| Headquarters City | SANTA ANA | POTOMAC |
| Headquarters State | CA | MD |
| Asset Tier | Large | Large |
| Charter Class | 715660 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 10 | 3 |
| Employees (FTE) | 229 | 546 |
| Established | July 30, 1985, midnight | Oct. 17, 2003, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First American Trust, FSB profile | View full Forbright Bank profile | Browse all bank comparisons