Bank Comparison
First Bank vs MT. Mckinley Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 7
winning metrics across 20 comparable rows
Capital adequacy
| Metric | First Bank | MT. Mckinley Bank |
|---|---|---|
| CET1 Ratio | 23.83% | — |
| Tier 1 Capital Ratio | 23.83% | — |
| Total Capital Ratio | 25.08% | — |
| Tier 1 Leverage Ratio | 9.88% | 18.64% |
| Equity / Assets | 8.05% | 16.33% |
Profitability
| Metric | First Bank | MT. Mckinley Bank |
|---|---|---|
| Return on Assets (ROA) | 1.02% | 0.60% |
| Return on Equity (ROE) | 12.61% | 3.83% |
| Net Interest Margin (NIM) | 3.31% | 3.61% |
| Yield on Earning Assets | 4.58% | 4.46% |
| Cost of Funds | 1.36% | 0.98% |
Asset quality
| Metric | First Bank | MT. Mckinley Bank |
|---|---|---|
| Texas Ratio | 2.46% | 3.69% |
| Non-Performing Loan Ratio | 0.75% | 1.34% |
| Non-Performing Asset Ratio | 0.21% | 0.63% |
| Net Charge-Off Ratio | 0.00% | 0.06% |
| ACL / Loans | 2.16% | 1.63% |
Balance sheet
| Metric | First Bank | MT. Mckinley Bank |
|---|---|---|
| Total Assets | $857,321K | $631,474K |
| Total Deposits | $786,435K | $521,906K |
| Total Loans | $242,130K | $280,400K |
| Total Equity | $68,986K | $103,117K |
| Net Income (quarter) | $2,225K | $988 |
Liquidity & funding
| Metric | First Bank | MT. Mckinley Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 30.79% | 53.73% |
| Core Deposit Ratio | 74.85% | 92.20% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Bank | MT. Mckinley Bank |
|---|---|---|
| Headquarters City | KETCHIKAN | FAIRBANKS |
| Headquarters State | AK | AK |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 9 | 5 |
| Employees (FTE) | 146 | 91 |
| Established | Sept. 15, 1924, midnight | Dec. 3, 1965, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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