Bank Comparison
First Federal Savings and Loan Association of Greensburg vs Security State Bank of Hibbing
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 13
winning metrics across 23 comparable rows
Capital adequacy
| Metric | First Federal Savings and Loan Association of Greensburg | Security State Bank of Hibbing |
|---|---|---|
| CET1 Ratio | 24.30% | 16.51% |
| Tier 1 Capital Ratio | 24.30% | 16.51% |
| Total Capital Ratio | 25.56% | 17.76% |
| Tier 1 Leverage Ratio | 13.35% | 11.20% |
| Equity / Assets | 11.99% | 9.16% |
Profitability
| Metric | First Federal Savings and Loan Association of Greensburg | Security State Bank of Hibbing |
|---|---|---|
| Return on Assets (ROA) | 0.44% | 1.00% |
| Return on Equity (ROE) | 3.81% | 10.98% |
| Net Interest Margin (NIM) | 2.85% | 4.34% |
| Yield on Earning Assets | 4.09% | 5.12% |
| Cost of Funds | 1.33% | 0.85% |
Asset quality
| Metric | First Federal Savings and Loan Association of Greensburg | Security State Bank of Hibbing |
|---|---|---|
| Texas Ratio | 13.59% | 10.68% |
| Non-Performing Loan Ratio | 2.94% | 1.73% |
| Non-Performing Asset Ratio | 1.75% | 1.09% |
| Net Charge-Off Ratio | 0.00% | 1.29% |
| ACL / Loans | 1.43% | 1.65% |
Balance sheet
| Metric | First Federal Savings and Loan Association of Greensburg | Security State Bank of Hibbing |
|---|---|---|
| Total Assets | $146,054K | $146,163K |
| Total Deposits | $128,375K | $128,731K |
| Total Loans | $86,781K | $92,263K |
| Total Equity | $17,514K | $13,389K |
| Net Income (quarter) | $167 | $378 |
Liquidity & funding
| Metric | First Federal Savings and Loan Association of Greensburg | Security State Bank of Hibbing |
|---|---|---|
| Loan-to-Deposit Ratio | 67.60% | 71.67% |
| Core Deposit Ratio | 97.02% | 96.53% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Federal Savings and Loan Association of Greensburg | Security State Bank of Hibbing |
|---|---|---|
| Headquarters City | GREENSBURG | HIBBING |
| Headquarters State | IN | MN |
| Asset Tier | Small | Small |
| Charter Class | 704656 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 36 | 24 |
| Established | Jan. 1, 1883, midnight | Feb. 11, 1911, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First Federal Savings and Loan Association of Greensburg profile | View full Security State Bank of Hibbing profile | Browse all bank comparisons