Bank Comparison
First Federal Savings and Loan Association of Greensburg vs Valley Premier Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 10
winning metrics across 19 comparable rows
Capital adequacy
| Metric | First Federal Savings and Loan Association of Greensburg | Valley Premier Bank |
|---|---|---|
| CET1 Ratio | 24.30% | — |
| Tier 1 Capital Ratio | 24.30% | — |
| Total Capital Ratio | 25.56% | — |
| Tier 1 Leverage Ratio | 13.35% | 10.57% |
| Equity / Assets | 11.99% | 8.80% |
Profitability
| Metric | First Federal Savings and Loan Association of Greensburg | Valley Premier Bank |
|---|---|---|
| Return on Assets (ROA) | 0.44% | 1.44% |
| Return on Equity (ROE) | 3.81% | 17.11% |
| Net Interest Margin (NIM) | 2.85% | 3.59% |
| Yield on Earning Assets | 4.09% | 4.93% |
| Cost of Funds | 1.33% | 1.49% |
Asset quality
| Metric | First Federal Savings and Loan Association of Greensburg | Valley Premier Bank |
|---|---|---|
| Texas Ratio | 13.59% | 0.00% |
| Non-Performing Loan Ratio | 2.94% | 0.00% |
| Non-Performing Asset Ratio | 1.75% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.43% | 0.91% |
Balance sheet
| Metric | First Federal Savings and Loan Association of Greensburg | Valley Premier Bank |
|---|---|---|
| Total Assets | $146,054K | $146,148K |
| Total Deposits | $128,375K | $132,761K |
| Total Loans | $86,781K | $86,213K |
| Total Equity | $17,514K | $12,855K |
| Net Income (quarter) | $167 | $547 |
Liquidity & funding
| Metric | First Federal Savings and Loan Association of Greensburg | Valley Premier Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 67.60% | 64.94% |
| Core Deposit Ratio | 97.02% | 93.18% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Federal Savings and Loan Association of Greensburg | Valley Premier Bank |
|---|---|---|
| Headquarters City | GREENSBURG | HAWLEY |
| Headquarters State | IN | MN |
| Asset Tier | Small | Small |
| Charter Class | 704656 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 36 | 23 |
| Established | Jan. 1, 1883, midnight | Aug. 1, 1892, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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