Bank Comparison
First Federal Savings Bank of Angola vs Clearpoint Federal Bank & Trust
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 3
winning metrics across 14 comparable rows
Capital adequacy
| Metric | First Federal Savings Bank of Angola | Clearpoint Federal Bank & Trust |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 23.06% | 18.63% |
| Equity / Assets | 23.58% | 14.05% |
Profitability
| Metric | First Federal Savings Bank of Angola | Clearpoint Federal Bank & Trust |
|---|---|---|
| Return on Assets (ROA) | 0.87% | -0.50% |
| Return on Equity (ROE) | 3.80% | -3.64% |
| Net Interest Margin (NIM) | 3.76% | 2.15% |
| Yield on Earning Assets | 4.35% | 3.11% |
| Cost of Funds | 0.75% | 1.16% |
Asset quality
| Metric | First Federal Savings Bank of Angola | Clearpoint Federal Bank & Trust |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | -0.01% | — |
| ACL / Loans | 0.96% | — |
Balance sheet
| Metric | First Federal Savings Bank of Angola | Clearpoint Federal Bank & Trust |
|---|---|---|
| Total Assets | $139,819K | $133,512K |
| Total Deposits | $106,421K | $113,209K |
| Total Loans | $107,108K | $0 |
| Total Equity | $32,969K | $18,765K |
| Net Income (quarter) | $312 | $-177 |
Liquidity & funding
| Metric | First Federal Savings Bank of Angola | Clearpoint Federal Bank & Trust |
|---|---|---|
| Loan-to-Deposit Ratio | 100.65% | 0.00% |
| Core Deposit Ratio | 94.93% | 100.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Federal Savings Bank of Angola | Clearpoint Federal Bank & Trust |
|---|---|---|
| Headquarters City | ANGOLA | BATESVILLE |
| Headquarters State | IN | IN |
| Asset Tier | Small | Small |
| Charter Class | 702324 | 714961 |
| Regulator | OCC | OCC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 22 | 34 |
| Established | Jan. 1, 1933, midnight | July 29, 1998, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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