Bank Comparison
First Liberty Bank vs Tolleson Private Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 11
winning metrics across 23 comparable rows
Capital adequacy
| Metric | First Liberty Bank | Tolleson Private Bank |
|---|---|---|
| CET1 Ratio | 15.87% | 14.40% |
| Tier 1 Capital Ratio | 15.87% | 14.40% |
| Total Capital Ratio | 17.10% | 15.65% |
| Tier 1 Leverage Ratio | 9.68% | 9.17% |
| Equity / Assets | 10.99% | 9.17% |
Profitability
| Metric | First Liberty Bank | Tolleson Private Bank |
|---|---|---|
| Return on Assets (ROA) | 1.25% | 1.51% |
| Return on Equity (ROE) | 11.45% | 16.78% |
| Net Interest Margin (NIM) | 4.49% | 2.94% |
| Yield on Earning Assets | 5.76% | 4.84% |
| Cost of Funds | 1.37% | 2.01% |
Asset quality
| Metric | First Liberty Bank | Tolleson Private Bank |
|---|---|---|
| Texas Ratio | 3.96% | 0.00% |
| Non-Performing Loan Ratio | 0.57% | 0.00% |
| Non-Performing Asset Ratio | 0.40% | 0.00% |
| Net Charge-Off Ratio | 0.11% | 0.00% |
| ACL / Loans | 1.29% | 0.98% |
Balance sheet
| Metric | First Liberty Bank | Tolleson Private Bank |
|---|---|---|
| Total Assets | $890,047K | $915,999K |
| Total Deposits | $783,659K | $817,993K |
| Total Loans | $481,635K | $759,815K |
| Total Equity | $97,798K | $83,958K |
| Net Income (quarter) | $2,796K | $3,503K |
Liquidity & funding
| Metric | First Liberty Bank | Tolleson Private Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 61.46% | 92.89% |
| Core Deposit Ratio | 88.04% | 98.91% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Liberty Bank | Tolleson Private Bank |
|---|---|---|
| Headquarters City | LIBERTY | DALLAS |
| Headquarters State | TX | TX |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 11 | 2 |
| Employees (FTE) | 128 | 60 |
| Established | Jan. 1, 1913, midnight | Feb. 3, 2003, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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