Bank Comparison
First National Bank and Trust Company of Broken Arrow, the vs Davis Trust Company
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
First National Bank and Trust Company of Broken Arrow, the
RSSD 145554 · BROKEN ARROW, OK
Full profile →vs
19 · 3
winning metrics across 22 comparable rows
Capital adequacy
| Metric | First National Bank and Trust Company of Broken Arrow, the | Davis Trust Company |
|---|---|---|
| CET1 Ratio | 20.46% | 12.08% |
| Tier 1 Capital Ratio | 20.46% | 12.08% |
| Total Capital Ratio | 21.72% | 12.97% |
| Tier 1 Leverage Ratio | 15.32% | 8.34% |
| Equity / Assets | 15.41% | 6.66% |
Profitability
| Metric | First National Bank and Trust Company of Broken Arrow, the | Davis Trust Company |
|---|---|---|
| Return on Assets (ROA) | 2.51% | 0.34% |
| Return on Equity (ROE) | 16.86% | 5.30% |
| Net Interest Margin (NIM) | 5.92% | 3.33% |
| Yield on Earning Assets | 6.54% | 5.60% |
| Cost of Funds | 0.70% | 2.33% |
Asset quality
| Metric | First National Bank and Trust Company of Broken Arrow, the | Davis Trust Company |
|---|---|---|
| Texas Ratio | 0.80% | 32.93% |
| Non-Performing Loan Ratio | 0.16% | 2.59% |
| Non-Performing Asset Ratio | 0.13% | 2.40% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 1.43% | 0.76% |
Balance sheet
| Metric | First National Bank and Trust Company of Broken Arrow, the | Davis Trust Company |
|---|---|---|
| Total Assets | $270,466K | $270,237K |
| Total Deposits | $226,386K | $213,269K |
| Total Loans | $220,250K | $222,030K |
| Total Equity | $41,678K | $17,985K |
| Net Income (quarter) | $1,721K | $236 |
Liquidity & funding
| Metric | First National Bank and Trust Company of Broken Arrow, the | Davis Trust Company |
|---|---|---|
| Loan-to-Deposit Ratio | 97.29% | 104.11% |
| Core Deposit Ratio | 95.21% | 96.09% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First National Bank and Trust Company of Broken Arrow, the | Davis Trust Company |
|---|---|---|
| Headquarters City | BROKEN ARROW | ELKINS |
| Headquarters State | OK | WV |
| Asset Tier | Small | Small |
| Charter Class | 7115 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 2 | 2 |
| Employees (FTE) | 41 | 42 |
| Established | Jan. 29, 1904, midnight | June 17, 1901, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First National Bank and Trust Company of Broken Arrow, the profile | View full Davis Trust Company profile | Browse all bank comparisons