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Bank Comparison

First National Bank and Trust Company of Weatherford Dba First Bank Texas vs Community First Bank of Indiana

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

First National Bank and Trust Company of Weatherford Dba First Bank Texas

RSSD 614368 · WEATHERFORD, TX

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vs

5 · 15

winning metrics across 20 comparable rows

Community First Bank of Indiana

RSSD 3165357 · KOKOMO, IN

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Capital adequacy

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasCommunity First Bank of Indiana
CET1 Ratio 10.24%
Tier 1 Capital Ratio 10.24%
Total Capital Ratio 12.51%
Tier 1 Leverage Ratio 10.20% 10.36%
Equity / Assets 9.79% 10.88%

Profitability

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasCommunity First Bank of Indiana
Return on Assets (ROA) 0.48% 1.11%
Return on Equity (ROE) 5.03% 9.65%
Net Interest Margin (NIM) 4.21% 6.53%
Yield on Earning Assets 5.81% 9.09%
Cost of Funds 1.66% 2.71%

Asset quality

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasCommunity First Bank of Indiana
Texas Ratio 29.90% 18.80%
Non-Performing Loan Ratio 5.50% 1.90%
Non-Performing Asset Ratio 3.14% 2.02%
Net Charge-Off Ratio 0.24% 0.28%
ACL / Loans 1.29% 1.63%

Balance sheet

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasCommunity First Bank of Indiana
Total Assets $965,376K $965,289K
Total Deposits $868,296K $791,009K
Total Loans $537,722K $797,351K
Total Equity $94,494K $105,052K
Net Income (quarter) $1,184K $2,507K

Liquidity & funding

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasCommunity First Bank of Indiana
Loan-to-Deposit Ratio 61.93% 100.80%
Core Deposit Ratio 90.75% 94.40%
Uninsured Deposit Ratio 25.90%

Identity

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasCommunity First Bank of Indiana
Headquarters City WEATHERFORD KOKOMO
Headquarters State TX IN
Asset Tier Medium Medium
Charter Class 2477 0
Regulator OCC FDIC
Domestic Branches 16 8
Employees (FTE) 188 247
Established May 15, 1880, midnight Feb. 3, 2003, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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