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Bank Comparison

First National Bank and Trust Company of Weatherford Dba First Bank Texas vs Newfirst National Bank

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

First National Bank and Trust Company of Weatherford Dba First Bank Texas

RSSD 614368 · WEATHERFORD, TX

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vs

4 · 16

winning metrics across 20 comparable rows

Newfirst National Bank

RSSD 938859 · EL CAMPO, TX

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Capital adequacy

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasNewfirst National Bank
CET1 Ratio
Tier 1 Capital Ratio
Total Capital Ratio
Tier 1 Leverage Ratio 10.20% 12.32%
Equity / Assets 9.79% 12.06%

Profitability

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasNewfirst National Bank
Return on Assets (ROA) 0.48% 3.25%
Return on Equity (ROE) 5.03% 27.20%
Net Interest Margin (NIM) 4.21% 5.20%
Yield on Earning Assets 5.81% 6.49%
Cost of Funds 1.66% 1.42%

Asset quality

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasNewfirst National Bank
Texas Ratio 29.90% 3.92%
Non-Performing Loan Ratio 5.50% 0.25%
Non-Performing Asset Ratio 3.14% 0.19%
Net Charge-Off Ratio 0.24% 0.00%
ACL / Loans 1.29% 1.39%

Balance sheet

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasNewfirst National Bank
Total Assets $965,376K $955,986K
Total Deposits $868,296K $833,246K
Total Loans $537,722K $693,379K
Total Equity $94,494K $115,282K
Net Income (quarter) $1,184K $7,679K

Liquidity & funding

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasNewfirst National Bank
Loan-to-Deposit Ratio 61.93% 83.21%
Core Deposit Ratio 90.75% 98.81%
Uninsured Deposit Ratio 25.90%

Identity

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasNewfirst National Bank
Headquarters City WEATHERFORD EL CAMPO
Headquarters State TX TX
Asset Tier Medium Medium
Charter Class 2477 6112
Regulator OCC OCC
Domestic Branches 16 9
Employees (FTE) 188 86
Established May 15, 1880, midnight Jan. 1, 1902, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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