Skip to main content

Bank Comparison

First National Bank and Trust Company of Weatherford Dba First Bank Texas vs Thrivent Bank

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

First National Bank and Trust Company of Weatherford Dba First Bank Texas

RSSD 614368 · WEATHERFORD, TX

Full profile →

vs

9 · 12

winning metrics across 21 comparable rows

Thrivent Bank

RSSD 4457536 · SALT LAKE CITY, UT

Full profile →

Capital adequacy

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasThrivent Bank
CET1 Ratio 55.81%
Tier 1 Capital Ratio 55.81%
Total Capital Ratio 56.28%
Tier 1 Leverage Ratio 10.20% 29.28%
Equity / Assets 9.79% 35.16%

Profitability

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasThrivent Bank
Return on Assets (ROA) 0.48% -0.49%
Return on Equity (ROE) 5.03% -1.58%
Net Interest Margin (NIM) 4.21% 4.84%
Yield on Earning Assets 5.81% 5.94%
Cost of Funds 1.66% 1.89%

Asset quality

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasThrivent Bank
Texas Ratio 29.90% 0.53%
Non-Performing Loan Ratio 5.50% 0.29%
Non-Performing Asset Ratio 3.14% 0.18%
Net Charge-Off Ratio 0.24% 0.29%
ACL / Loans 1.29% 0.45%

Balance sheet

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasThrivent Bank
Total Assets $965,376K $967,069K
Total Deposits $868,296K $595,615K
Total Loans $537,722K $577,509K
Total Equity $94,494K $340,014K
Net Income (quarter) $1,184K $-1,349

Liquidity & funding

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasThrivent Bank
Loan-to-Deposit Ratio 61.93% 96.96%
Core Deposit Ratio 90.75% 96.91%
Uninsured Deposit Ratio 25.90% 11.65%

Identity

MetricFirst National Bank and Trust Company of Weatherford Dba First Bank TexasThrivent Bank
Headquarters City WEATHERFORD SALT LAKE CITY
Headquarters State TX UT
Asset Tier Medium Medium
Charter Class 2477 0
Regulator OCC FDIC
Domestic Branches 16 1
Employees (FTE) 188 150
Established May 15, 1880, midnight June 1, 2025, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

View full First National Bank and Trust Company of Weatherford Dba First Bank Texas profile  |  View full Thrivent Bank profile  |  Browse all bank comparisons