Bank Comparison
First National Bank of Assumption, the vs
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 12
winning metrics across 20 comparable rows
RSSD 959630 · None, None
Full profile →Capital adequacy
| Metric | First National Bank of Assumption, the | |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.06% | 9.22% |
| Equity / Assets | 9.65% | 11.62% |
Profitability
| Metric | First National Bank of Assumption, the | |
|---|---|---|
| Return on Assets (ROA) | 0.89% | -1.87% |
| Return on Equity (ROE) | 9.04% | -15.60% |
| Net Interest Margin (NIM) | 3.35% | 4.67% |
| Yield on Earning Assets | 4.07% | 5.84% |
| Cost of Funds | 0.79% | 1.09% |
Asset quality
| Metric | First National Bank of Assumption, the | |
|---|---|---|
| Texas Ratio | 3.30% | 3.13% |
| Non-Performing Loan Ratio | 1.22% | 0.00% |
| Non-Performing Asset Ratio | 0.33% | 0.00% |
| Net Charge-Off Ratio | -0.13% | -0.04% |
| ACL / Loans | 1.42% | 1.99% |
Balance sheet
| Metric | First National Bank of Assumption, the | |
|---|---|---|
| Total Assets | $24,164K | $23,941K |
| Total Deposits | $21,765K | $20,823K |
| Total Loans | $6,569K | $9,331K |
| Total Equity | $2,331K | $2,783K |
| Net Income (quarter) | $53 | $-112 |
Liquidity & funding
| Metric | First National Bank of Assumption, the | |
|---|---|---|
| Loan-to-Deposit Ratio | 30.18% | 44.81% |
| Core Deposit Ratio | 96.39% | 98.66% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First National Bank of Assumption, the | |
|---|---|---|
| Headquarters City | ASSUMPTION | — |
| Headquarters State | IL | — |
| Asset Tier | 6: < $100M | 6: < $100M |
| Charter Class | 5316 | — |
| Regulator | OCC | — |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 4 | 12 |
| Established | — | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of March 31, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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