Bank Comparison
First National Bank of Wauchula vs Boston Trust Walden N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 12
winning metrics across 18 comparable rows
Capital adequacy
| Metric | First National Bank of Wauchula | Boston Trust Walden N.A. |
|---|---|---|
| CET1 Ratio | — | 87.97% |
| Tier 1 Capital Ratio | — | 87.97% |
| Total Capital Ratio | — | 87.98% |
| Tier 1 Leverage Ratio | 12.39% | 55.03% |
| Equity / Assets | 10.95% | 73.17% |
Profitability
| Metric | First National Bank of Wauchula | Boston Trust Walden N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.58% | 35.28% |
| Return on Equity (ROE) | 5.12% | 57.08% |
| Net Interest Margin (NIM) | 5.33% | 4.57% |
| Yield on Earning Assets | 6.67% | 4.57% |
| Cost of Funds | 1.35% | 0.00% |
Asset quality
| Metric | First National Bank of Wauchula | Boston Trust Walden N.A. |
|---|---|---|
| Texas Ratio | 6.75% | 0.00% |
| Non-Performing Loan Ratio | 1.23% | 0.00% |
| Non-Performing Asset Ratio | 0.82% | 0.00% |
| Net Charge-Off Ratio | -0.05% | 0.00% |
| ACL / Loans | 1.78% | 8.00% |
Balance sheet
| Metric | First National Bank of Wauchula | Boston Trust Walden N.A. |
|---|---|---|
| Total Assets | $88,130K | $88,115K |
| Total Deposits | $77,002K | $0 |
| Total Loans | $58,502K | $50 |
| Total Equity | $9,653K | $64,472K |
| Net Income (quarter) | $123 | $8,321K |
Liquidity & funding
| Metric | First National Bank of Wauchula | Boston Trust Walden N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 75.97% | — |
| Core Deposit Ratio | 79.18% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First National Bank of Wauchula | Boston Trust Walden N.A. |
|---|---|---|
| Headquarters City | WAUCHULA | BOSTON |
| Headquarters State | FL | MA |
| Asset Tier | 6: < $100M | 6: < $100M |
| Charter Class | 14882 | — |
| Regulator | OCC | — |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 24 | 98 |
| Established | Jan. 12, 1960, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of March 31, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First National Bank of Wauchula profile | View full Boston Trust Walden N.A. profile | Browse all bank comparisons